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10 Ocean Lane, Vero Beach, FL, 32963

6beds
10baths
10,463sqft
$24,995,000
$2,389price/sqft
$190,021/moest. monthly cost
$7,600,840/yrincome needed

About This Home

A rare treasure. This beachfront home offers incredible ocean views, beautiful landscaping, a two-level office/library, chef's kitchen, formal and family dining and living rooms, and a dreamy master suite. Significant updates were made in 2023, including a new dune crossover leading you directly from your pool to the beach. This is a host's dream with a kitchen-adjacent serving bar, movie theater that seats over fifteen people, entertainment room with a full bar, outdoor kitchen, detached guest house, and a large beachfront pool space. Within 10 mins: Orchid Island Golf and Beach Club Disney Vero Beach Resort Bermuda Club Sea Oaks Beach and Tennis Club Golden Sands Beach Club Wabasso Beach Treasure Shores Beach Park Pelican Island Wildlife Refuge Jungle Trail

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-84.9 mi
5/10
Vero Beach High SchoolGrades 9-127.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2009

Materials

  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Freezer,Disposal,Gas Range,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 10
  • Full bathrooms: 7
  • 1/2 bathrooms: 3
  • Main level bathrooms: 4
  • Main level bedrooms: 1

Features

  • Bidet,Breakfast Area,Bathtub,Closet Cabinetry,Dining Area,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Elevator,Family/Dining Room,Kitchen Island,Kitchen/Dining Combo,Pantry,Sitting Area in Primary,Storage,Soaking Tub,Separate Shower,Tub Shower,Upper Level Primary,Bar,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Other,Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 13,514
  • Total interior livable area: 10,463 sqft

Kitchen

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Master Bedroom

  • Level: Upper
  • Area: 0
  • Dimensions: 0 X 0

Property

Details

  • Parcel number: 31393600035000000001.0
  • Zoning: R-2A

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Entry Level Living Area Y
  • Private pool: Yes
  • Pool features: Concrete,Heated,In Ground
  • Patio & porch: Covered,Patio,Balcony
  • Exterior features: Balcony,Lighting,Outdoor Living Area,Outdoor Shower
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Front

Lot

  • Lot size: 1.18 Acres
  • Features: 1-2 Acres,Sprinklers Automatic

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $126,388$1,516,656
Home Insurance *$47,793$573,516
Property Taxes $14,788$177,456
Electricity $1,052$12,635
Total$190,021$2,280,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$6,515,005/yr
40% on housing$5,700,630/yr
45% on housing$5,067,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,389This listing

vs Other Active Listings

Avg $/sqft

ZIP 32963$986
Indian River County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32963$471
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Listed for sale$24,995,000
2026-01-02Listing removed$24,995,000
2023-07-02Listed for sale$24,995,000
2023-02-16Sold$20,000,000
2023-02-03Pending sale$27,000,000
2022-12-27Listed for sale$27,000,000
2021-07-20Sold$22,000,000
2017-04-24Sold$7,728,000
2017-02-09Price change$11,950,000
2016-02-02Price change$12,995,000
2015-10-14Listed for sale$13,500,000

For Sale by Agent

AgentTasha Hodge
BrokerageThe Keyes Company

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