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3645 S Wood St, Chicago, IL, 60609

4beds
2baths
--sqft
$449,000
--price/sqft
$3,414/moest. monthly cost
$136,560/yrincome needed

About This Home

Welcome to this solid, well-maintained brick two-flat located in the heart of McKinley Park! This versatile property offers endless potential-perfect for owner-occupants, investors, or extended families. Property Highlights: Two spacious units , Large living rooms and generous bedrooms in both units. Finished basement ideal for extra living space, recreation, or in-law setup. Additional finished attic for added storage or creative use. Gated rear parking pad fits up to 3 vehicles. This property offers a unique opportunity with expanded living space on every level. Conveniently located near parks, public transit, shopping, and major expressways. Sold As-Is - Bring your ideas and make it your own!

Getting Around

71
WalkingVery Walkable
64
TransitGood Transit
67
BikeBikeable

Schools

7/10

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 4

Heating

  • Heating features: Natural Gas,Forced Air

Property

Details

  • Parcel number: 17314120160000
  • Zoning: MULTI
  • Special condition: None

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 25X125

Parking

  • Total spaces: 3
  • Parking features: Off Alley,Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$367$4,404
Property Taxes $647$7,764
Electricity $130$1,569
Total$3,414$40,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,051/yr
40% on housing$102,420/yr
45% on housing$91,040/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60609$183
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60609$155
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$479,000
2026-02-27Listed for sale$489,000
2026-01-28Listing removed$499,000
2025-12-29Listed for sale$499,000
2025-12-01Listing removed$499,000
2025-09-23Listed for sale$499,000
2025-09-12Contingent$499,000
2025-08-01Price change$499,000
2025-07-14Listed for sale$520,000
2011-08-10Sold$110,000
2011-06-29Listed for sale$102,450
2011-01-02Listing removed$200,000
2010-11-07Price change$200,000
2010-07-24Listed for sale$224,000
2008-08-15Listing removed$354,000
2008-04-27Listed for sale$354,000

For Sale by Agent

AgentIvan Man, CIPS
BrokerageCentury 21 Realty Associates

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