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161 Seaboard St, Cheraw, SC, 29520

3beds
2baths
1,360sqft
$210,000
$154price/sqft
$1,452/moest. monthly cost
$58,080/yrincome needed

About This Home

A must-see, fully renovated 3-bedroom, 2-bath home that perfectly blends modern upgrades with comfortable, everyday living. Every detail has been thoughtfully updated, featuring all brand-new appliances, fresh interior paint, stylish new flooring, and energy-efficient new windows throughout. The layout includes nice living and dining spaces, a separate bedroom and bath in the back of the home, two bedrooms with a Jack and Jill bath, a laundry area/drop zone, and a bright, cozy kitchen. The welcoming, screened-in porch is a perfect spot for morning coffee or unwinding in the evenings. The exterior has been freshly painted, and the home is topped with a brand-new roof installed in 2026, providing peace of mind for years to come. Additional highlights include ample covered awning parking and a large detached building that offers endless possibilities—whether you need a garage, workshop, or generous storage space. Nestled on a quiet street in the heart of town, this home provides privacy; yet it is right around the corner from dining, shopping, and town activities. This is a rare opportunity to own a move-in-ready home with modern upgrades in a peaceful setting.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

--
Cheraw Primary SchoolGrades PK-20.6 mi
4/10
Long Middle SchoolGrades 6-81.2 mi
2/10
Cheraw High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Shower,Walk-In Closet(s)
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Property

Details

  • Parcel number: 271 013 008 007

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened
  • Exterior features: Storage,Other,Screened Outdoor Space

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters in Chesterfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$116$1,392
Property Taxes $71$852
Electricity $204$2,449
Total$1,452$17,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,782/yr
40% on housing$43,560/yr
45% on housing$38,720/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 29520$99
Chesterfield County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 29520
Chesterfield County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$210,000
2020-07-29Listing removed$79,000
2020-02-17Listed for sale$79,000
2013-03-27Listing removed$119,500
2012-05-15Listed for sale$119,500
2012-03-29Listing removed$119,500
2010-09-02Price change$119,500
2010-03-27Listed for sale$124,500
2009-09-25Listing removed$119,000
2009-03-26Listed for sale$119,000
2008-12-03Listing removed$129,900
2008-07-02Listed for sale$129,900
2008-05-23Listing removed$139,500
2008-04-26Listed for sale$139,500

For Sale by Agent

AgentMary D Anderson
BrokerageLewis Realty

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