See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

659 Conway St, Saint Paul, MN, 55106

4beds
2baths
4,725sqft
$405,000
$86price/sqft
$3,450/moest. monthly cost
$138,000/yrincome needed

About This Home

Well-located up-and-down duplex on St Pauls East Side featuring two large two-story, 2-bedroom units with strong long-term rental appeal. Situated on a quiet dead-end street, the property offers a unique combination of privacy, accessibility, and functional tenant amenities in a stable rental neighborhood with continued demand. Residents enjoy convenient access to downtown St Paul, public transportation, Mississippi Market Co-Op, and the restaurants, shopping, and entertainment along East 7th Street. The property also includes a large detached garage accessed from the alley, providing valuable off-street tenant parking and additional utility uncommon for similar duplex properties. Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026. Future ownership will have the opportunity to improve NOI through utility cost recovery and operational efficiencies. Excellent opportunity for investors seeking stable cash flow with long-term value-add potential.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

3/10
2/10
1/10

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Block,Concrete,Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished,Full,Single Tenant Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Finished area below ground: 1,260
  • Finished area above ground: 3,465

Heating

  • Heating features: Boiler,Hot Water,Radiator

Interior Area

  • Total structure area: 4,725
  • Total interior livable area: 4,725 sqft

Property

Accessibility

  • Accessibility features: Doors 36"+

Details

  • Parcel number: 322922410021
  • Zoning description: Residential-Multi-Family
  • Foundation area: 1260

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 4,443 sqft
  • Features: Near Public Transit
  • Lot size dimensions: 40 x 115

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Asphalt,Shared Driveway,Gravel,Unassigned
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$321$3,852
Property Taxes $684$8,208
Electricity $398$4,782
Total$3,450$41,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,285/yr
40% on housing$103,500/yr
45% on housing$92,000/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$116
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$345,000
2026-06-26Price change$405,000
2026-05-16Listed for sale$447,450
1995-12-01Sold$11,000

For Sale by Agent

AgentLuke Nilles
BrokerageGold Group Realty, LLC

Similar Homes