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690 Conway St, Saint Paul, MN, 55106

4beds
3baths
1,590sqft
$275,000
$173price/sqft
$2,152/moest. monthly cost
$86,080/yrincome needed

About This Home

Don't miss this excellent opportunity to own a well-maintained duplex with strong income potential. Lower unit features 2 bedrooms and 2 bathrooms, upper unit features 2 bedrooms and 1 bathroom, offering functional layouts that appeal to a wide range of tenants. Whether you're looking to expand your investment portfolio or live in one unit while renting the other, this property offers flexibility and reliable cash flow. With steady rental demand and the potential for long-term appreciation, this duplex is an ideal addition to any investor's portfolio. Schedule your showing today and see the value this income-producing property has to offer!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

3/10
2/10
1/10

Construction

Condition

  • Year built: 1885

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,590

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,590
  • Total interior livable area: 1,590 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 322922410061
  • Zoning description: Residential-Multi-Family
  • Foundation area: 792

Features

  • Levels: Two

Lot

  • Lot size: 3,876 sqft
  • Lot size dimensions: 40 x 97

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$218$2,616
Property Taxes $374$4,488
Electricity $170$2,050
Total$2,152$25,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,782/yr
40% on housing$64,560/yr
45% on housing$57,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$115
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$265,000
2026-07-06Listed for sale$275,000
2018-06-05Sold$205,000
2015-11-18Sold$35,000
2012-01-08Listing removed$35,900
2011-06-25Listed for sale$35,900
2006-08-29Sold$128,629
1996-09-05Sold$55,900

For Sale by Agent

AgentMai Miller
BrokerageDiversified Realty

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