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15016 Harmony Church Rd, West Frankfort, IL, 62896

4beds
1baths
1,744sqft
$159,900
$92price/sqft
$1,333/moest. monthly cost
$53,320/yrincome needed

About This Home

Beautiful property and spacious farmhouse with 1744' of living space and a spacious 24' x 28' two car detached garage/workshop. Two bedrooms downstairs and two bedrooms upstairs plus one additional unfinished room that could be finished to be the fifth bedroom. Major structural floor renovations and new flooring throughout the downstairs completed in 2017. HVAC replaced in 2020 and is under warranty through 2030. Livingroom and bedroom floors done in 2017. Roof on house and garage replaced in 2020. Siding replaced in 2006. Windows all replaced in 2010.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
9/10
Johnston City High SchoolGrades 9-123.3 mi
--

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 255
  • Dimensions: 17X15

Bedroom4

  • Level: Second
  • Area: 195
  • Dimensions: 13X15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Bedroom,1st Floor Full Bath,High Ceilings
  • Door features: Storm Door(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,744
  • Total interior livable area: 1,744 sqft

Kitchen

  • Features: Kitchen (Country Kitchen),Flooring (Laminate)
  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Laundry

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Living Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 315
  • Dimensions: 21X15

Master Bedroom

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 240
  • Dimensions: 16X15

Property

Accessibility

  • Accessibility features: Ramp - Main Level,Disability Access

Details

  • Parcel number: 03041000230000
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 2.10 Acres
  • Lot size dimensions: 310.5 x 292.7

Parking

  • Total spaces: 2
  • Parking features: Gravel,Circular Driveway,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Heat Wave
Winter Weather
Drought
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$182$2,184
Property Taxes $209$2,508
Electricity $134$1,609
Total$1,333$15,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,702/yr
40% on housing$39,990/yr
45% on housing$35,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 62896$76
Williamson County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 62896
Williamson County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$174,400

For Sale by Agent

AgentLinda Stewart
BrokerageeXp Realty

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