12328 Milinda Shores Rd, Crosslake, MN, 56442
About This Home
Experience the best of lake living on Rush Lake, part of the highly sought-after Whitefish Chain. Set on nearly 200 feet of level shoreline with breath taking panoramic lake views, this exceptional 3-bedroom, 3-bathroom retreat combines timeless Up North character with refined modern comforts. The dramatic two-story vaulted great room creates an unforgettable first impression, showcasing intricate wood craftsmanship, rich hardwood floors, and walls of windows that frame the stunning waterfront from nearly every angle. Thoughtfully updated throughout since 2024, the home features high-end appliances, quality finishes, and a seamless blend of rustic charm and contemporary style. A versatile loft provides the perfect space for a home office or additional guest accommodations, while the new lakeside sauna offers the ultimate place to unwind after a day on the water. Step outside to an expansive lakeside patio designed for entertaining, whether enjoying lakeside dining, relaxing with family and friends, or gathering around the new smokeless fire pit as the sun sets over the water. Tucked away on a quiet dead-end road, yet just minutes from area restaurants, golf, shopping, and all the amenities of the Whitefish Chain, this is a rare opportunity to own a thoughtfully crafted waterfront home where every detail has been carefully considered.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Chandelier,Cooktop,Dishwasher,Dryer,Electric Water Heater,ENERGY STAR Qualified Appliances,Exhaust Fan,Freezer,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned,Wine Cooler
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Partial,Unfinished
Bedroom
- Level: Main
- Area: 181.5556
- Dimensions: 14'4 x 12'8
Bedroom2
- Level: Upper
- Area: 240.75
- Dimensions: 17'10 x 13'6
Bedroom3
- Level: Upper
- Area: 214
- Dimensions: 17'10 x 12'
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 156.6667
- Dimensions: 15'8 x 10'
Family Room
- Level: Main
- Area: 331.5
- Dimensions: 19'6 x 17'
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,407
Heating & Cooling
- Heating features: Ductless Mini-Split,Forced Air
- Cooling features: Central Air,Ductless Mini-Split
Interior Area
- Total structure area: 2,407
- Total interior livable area: 2,407 sqft
Kitchen
- Level: Main
- Area: 196
- Dimensions: 14' x 14'
Loft
- Level: Upper
- Area: 225.7778
- Dimensions: 21'2 x 10'8
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 14070641
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1864
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Deck,Front Porch,Patio
- Fencing: None
- Has view: Yes
- View description: East,North,Panoramic
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Hard,Sand)
- Frontage length: Water Frontage: 195
Lot
- Lot size: 0.35 Acres
- Features: Accessible Shoreline,Irregular Lot,Tree Coverage - Medium
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Floor Drain,Garage,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Lightning
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Crow Wing County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,607 | $115,284 |
| Home Insurance * | $763 | $9,156 |
| Property Taxes | $904 | $10,848 |
| Electricity | $203 | $2,436 |
| Total | $11,477 | $137,724 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $1,900,000 |
| 2024-05-10 | Sold | $1,700,000 |
| 2024-04-12 | Pending sale | $1,750,000 |
| 2024-04-11 | Listed for sale | $1,750,000 |
| 2023-10-19 | Listing removed | -- |
| 2023-05-02 | Price change | $1,800,000 |
| 2023-04-01 | Listed for sale | $1,900,000 |
| 2022-10-03 | Listing removed | -- |
| 2022-03-25 | Listed for sale | $1,900,000 |
| 2022-01-23 | Listing removed | -- |
| 2021-08-27 | Listed for sale | $1,900,000 |
For Sale by Agent
View on Zillow