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12014 S Normal Ave, Chicago, IL, 60628

4beds
1baths
1,292sqft
$87,500
$68price/sqft
$807/moest. monthly cost
$32,280/yrincome needed

About This Home

Charming 4-Bedroom Home - Move-In Ready or Prime Investment Opportunity! Welcome to this inviting 4-bedroom, 1-bath home that's perfect for first-time buyers, savvy investors, or anyone looking for a fresh start. Nestled in a friendly neighborhood and just steps from local parks and playgrounds, this property offers both comfort and convenience. With property taxes under $2,000 annually, it's as budget-friendly as it is appealing. Whether you're looking to settle in or expand your portfolio, this home is ready for you!

Getting Around

64
WalkingSomewhat Walkable
57
TransitGood Transit
57
BikeBikeable

Schools

Construction

Condition

  • Year built: 1898

Materials

  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Other,Full

Bedroom2

  • Level: Main
  • Area: 48
  • Dimensions: 08X06

Bedroom3

  • Level: Second
  • Area: 64
  • Dimensions: 08X08

Bedroom4

  • Level: Second
  • Area: 56
  • Dimensions: 08X07

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,292 sqft

Kitchen

  • Level: Main
  • Area: 49
  • Dimensions: 07X07

Living Room

  • Level: Main
  • Area: 77
  • Dimensions: 11X7

Master Bedroom

  • Level: Main
  • Area: 64
  • Dimensions: 08X08

Other

  • Level: Second
  • Area: 72
  • Dimensions: 09X08

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25281130300000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 3,075 sqft
  • Lot size dimensions: 25x125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $442$5,304
Home Insurance *$109$1,308
Property Taxes $126$1,512
Electricity $130$1,569
Total$807$9,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,668/yr
40% on housing$24,210/yr
45% on housing$21,520/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 60628$109
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60628$119
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$87,500
2026-04-15Price change$90,000
2026-01-21Price change$95,000
2025-11-04Listed for sale$105,000
2015-07-30Sold$6,500
2015-07-04Pending sale$6,500
2015-06-24Price change$6,500
2015-05-07Price change$7,200
2015-03-23Listed for sale$8,000
2014-05-01Listing removed$15,900
2013-08-23Price change$15,900
2013-04-27Listed for sale$17,000

For Sale by Agent

AgentDamaris Santiago
BrokerageManage Chicago, Inc.

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