454 Wagon Wheel Dr SE Lot 17, Bemidji, MN, 56601
About This Home
Lake Life Meets Luxury in Misty Harbor Estates on Lake Andrusia Welcome to your Up North escape in the private Misty Harbor Estates community on beautiful Lake Andrusia, part of the sought-after Cass Lake Chain. Whether you're dreaming of a year-round residence or the perfect retreat getaway, this 5-bedroom, 3-bath home offers space, serenity, and unbeatable access to Minnesota lake life. Nestled on over 1 acre, this property includes an owned boat slip, giving you direct access to fishing, boating, kayaking, and endless waterfront adventures. From peaceful sunrise paddles to afternoons exploring the entire Cass Lake Chain, the lifestyle here is second to none. The HOA enhances your experience with: * Maintained common areas & yard care * Community building * Fish cleaning house * New dock & beach area * And more thoughtful amenities Enjoy nearby resorts, dining, trails, and the conveniences of Cass Lake and Bemidji—while still savoring the privacy of a setting where you can truly hear the wind whisper through the pines. ** 5 Bedrooms ** 3 Bathrooms ** Over 1 Acre ** Owned Boat Slip ** Access to the Cass Lake Chain ** Ideal for Year-Round Living or a Seasonal Retreat This is more than a home—it’s a lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Asphalt
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: In Basement,Electric Dryer Hookup,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Daylight,Egress Window(s),Finished,Full,Walk-Out Access
Bathroom
- Level: Main
- Area: 45
- Dimensions: 5x9
Bathroom
- Level: Upper
- Area: 60
- Dimensions: 10x6
Bathroom
- Level: Basement
- Area: 40
- Dimensions: 5x8
Bedroom
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedroom2
- Level: Main
- Area: 154
- Dimensions: 11x14
Bedroom3
- Level: Upper
- Area: 320
- Dimensions: 16x20
Bedroom4
- Level: Basement
- Area: 108
- Dimensions: 12x9
Bedroom5
- Level: Basement
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 1,100
- Finished area above ground: 2,382
Flex Room
- Level: Upper
- Area: 299
- Dimensions: 23x13
Heating & Cooling
- Heating features: Dual Fuel/Off Peak,Forced Air,Fireplace(s)
- Cooling features: Central Air
Informal Dining Room
- Level: Main
- Area: 56
- Dimensions: 7x8
Interior Area
- Total structure area: 3,482
- Total interior livable area: 3,482 sqft
Kitchen
- Level: Main
- Area: 105
- Dimensions: 7x15
Laundry
- Level: Basement
- Area: 54
- Dimensions: 9x6
Living Room
- Level: Main
- Area: 210
- Dimensions: 15x14
Living Room
- Level: Basement
- Area: 288
- Dimensions: 18x16
Loft
- Level: Upper
- Area: 182
- Dimensions: 13x14
Utility Room
- Level: Basement
- Area: 100
- Dimensions: 10x10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 460085900
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Owned
- Foundation area: 1100
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Porch,Wrap Around
- Fencing: None
- Waterfront features: Association Access
Lot
- Lot size: 1.22 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 643 x 501
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Electric,Garage Door Opener,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Beltrami County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $323 | $3,876 |
| Property Taxes | $332 | $3,984 |
| Electricity | $293 | $3,524 |
| Total | $3,471 | $41,652 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $510,000 |
| 2026-04-24 | Price change | $525,000 |
| 2026-04-09 | Price change | $534,499 |
| 2026-02-27 | Listed for sale | $544,999 |
| 2019-09-20 | Sold | $395,000 |
| 2019-08-15 | Pending sale | $397,000 |
| 2019-07-16 | Listed for sale | $397,000 |
| 2019-05-31 | Pending sale | $397,000 |
| 2019-04-22 | Price change | $397,000 |
| 2018-10-19 | Listed for sale | $410,000 |
| 2015-04-24 | Sold | $234,000 |
| 2015-03-24 | Pending sale | $259,900 |
| 2014-09-29 | Price change | $259,900 |
| 2014-05-14 | Listed for sale | $279,500 |
| 2012-10-11 | Listing removed | $294,900 |
| 2012-10-10 | Listed for sale | $294,900 |
| 2009-01-03 | Listing removed | $399,900 |
| 2008-09-28 | Price change | $399,900 |
| 2008-07-16 | Price change | $429,000 |
| 2008-03-15 | Listed for sale | $449,000 |
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