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14334 Cruiser St APT 103, Corpus Christi, TX, 78418

4beds
4baths
2,066sqft
$415,000
$201price/sqft
$3,274/moest. monthly cost
$130,960/yrincome needed

About This Home

Canal-front townhome with a private dock in one of the few areas where short-term rentals are permitted, offering an exceptional opportunity for personal enjoyment, investment, or both. This 4-bedroom, 3.5-bath home comfortably sleeps 11-13 and features a flexible floor plan with a full upstairs kitchen and a separate lower-level kitchenette. The layout allows owners to accommodate multiple families, enjoy added privacy, or create additional rental flexibility while still sharing the outdoor living space. Remodeled in 2021 with updated paint, LVP flooring, tile work, blinds, appliances, and fixtures. Exterior stucco repairs and full exterior paint were completed in 2023. Two app-controlled HVAC systems, including a new main system installed in 2024, and an app-controlled front door lock provide convenience for both owners and guests. The primary suite includes two walk-in closets, one featuring three built-in bunk beds and a hidden passageway to a play area. Additional features include locking owner storage on all three floors, elevator compatibility, two washer and dryer sets, a plumbed wet bar/coffee station, and weekly trash valet service. Outdoor living includes a spacious canal-front deck, shaded lower patio, private dock, and outdoor shower. The raised garage door accommodates golf cart storage, and the property offers four parking spaces. Offered partially furnished for an easier transition. Just a golf cart ride to the beach, restaurants, and shopping.

Getting Around

51
WalkingSomewhat Walkable
16
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

9/10
6/10
Flour Bluff High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Concrete,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator,Multiple Water Heaters
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Jetted Tub,Window Treatments,Ceiling Fan(s),Kitchen Island
  • Window features: Window Coverings
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,066
  • Total interior livable area: 2,066 sqft

Property

Details

  • Parcel number: 228000010030

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Deck,Dock
  • Has spa: Yes
  • Fencing: Wood
  • On waterfront: Yes
  • Waterfront features: Channel,Canal Access

Lot

  • Lot size: 3,376 sqft

Parking

  • Total spaces: 4
  • Parking features: Assigned,Concrete,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$175$2,100
Property Taxes $763$9,156
Electricity $238$2,859
Total$3,274$39,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,251/yr
40% on housing$98,220/yr
45% on housing$87,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 78418$187
Nueces County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 78418
Nueces County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$415,000
2021-06-24Pending sale$325,000
2021-06-23Listed for sale$325,000
2021-06-17Contingent$325,000
2021-06-11Listed for sale$325,000
2020-03-02Listing removed$2,199
2019-11-30Price change$2,199
2019-11-22Price change$2,499
2019-11-14Listed for rent$2,199
2019-05-23Listing removed$2,199
2019-05-16Price change$2,199
2019-01-24Price change$2,499
2019-01-10Price change$2,500
2018-12-01Price change$2,499
2018-08-04Price change$2,500
2018-07-06Price change$2,200
2018-05-20Listed for rent$2,500
2017-04-23Listing removed$2,199
2017-03-23Listed for rent$2,199
2008-04-05Listing removed$385,000
2008-03-09Listed for sale$385,000

For Sale by Agent

AgentJoel Lutz
BrokerageJoslin & Co.

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