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416 Ridge Crest Dr, Pelican Rapids, MN, 56572

6beds
3baths
3,260sqft
$280,000
$86price/sqft
$2,046/moest. monthly cost
$81,840/yrincome needed

About This Home

Great location and beautiful views set the stage for this spacious home situated on the edge of town, offering scenic ponds and rolling hills while still providing all the conveniences of city living. Located in a newer, highly sought-after neighborhood, this expansive property features approximately 3,360 sq. ft. of finished living space with 6 bedrooms and 3 full baths. Designed with a practical open floor plan, the main level includes a large kitchen with stainless steel appliances, two spacious living areas, a gorgeous primary suite, two additional bedrooms, an additional full bath, and convenient main-floor laundry. The fully finished basement offers outstanding flexibility with a full kitchen and dining area, family room, 3 bedrooms, full bath, and utility room — ideal for multi-generational living, guest space, entertaining, or other possibilities. Additional highlights include a radon mitigation system, water softener, outdoor fire pit area, garden area, a small side lot for that motor home or boat parking, and plenty of room both inside and out to enjoy comfortable living and entertaining year-round.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Viking Elementary SchoolGrades PK-60.4 mi
6/10
Pelican Rapids SecondaryGrades 7-120.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,In Hall,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedroom6

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Deck

  • Level: Main

Dining Room

  • Level: Main

Dining Room

  • Level: Basement

Family Room

  • Level: Basement

Family Room

  • Level: Main

Features

  • Finished area below ground: 1,580
  • Finished area above ground: 1,680

Foyer

  • Level: Main

Garage

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,360
  • Total interior livable area: 3,260 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Basement

Laundry

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 76000990846000
  • Zoning description: Residential-Single Family
  • Foundation area: 1680

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio
  • Fencing: None

Lot

  • Lot size: 0.40 Acres
  • Features: Cleared
  • Lot size dimensions: 120 x 146

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete,Garage Door Opener,More Parking Onsite for Fee
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$187$2,244
Property Taxes $170$2,040
Electricity $274$3,299
Total$2,046$24,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,148/yr
40% on housing$61,380/yr
45% on housing$54,560/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 56572$332
Otter Tail County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 56572$225
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$280,000
2026-05-27Listed for sale$289,900
2023-11-30Sold$256,900
2023-10-26Pending sale$254,900
2023-10-18Listed for sale$254,900
2020-09-04Sold$220,000
2008-02-28Listing removed$144,900
2008-02-26Listed for sale$144,900

For Sale by Agent

AgentThomas Clusiau
BrokerageRE/MAX Legacy Realty

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