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57 W Hazel Dell, Springfield, IL, 62703

4beds
2baths
1,800sqft
$399,900
$222price/sqft
$3,297/moest. monthly cost
$131,880/yrincome needed

About This Home

Selling AS IS. Prequalified buyers *SELLER FINANCING Available with 50% down! Listed by Property Owner *SEE direct contact on listing below. Serene Lake Springfield cottage on a large wooded lot with a water view , updated four bedroom/two bath home. Gorgeous kitchen with granite countertops with a large peninsula, stainless steel appliances and large pantry. Full unfinished basement with washer/dryer. Hardwood floors, new luxury vinyl on the second story, family room has vaulted pine ceiling with freestanding gas fireplace. Two car detached garage with wood burning fireplace. Fantastic views of small Cove on Lake Springfield with a privacy ravine to one side and trees surrounding giving the ultimate feeling of seclusion, gorgeous views from all windows, beautiful outdoor living space on the front porch under the pergola, private dock for fishing and kayaking, abundant wildlife, large Infinity hot tub/swim spa which can be used in all seasons. Patios for relaxing and entertaining in front, side and rear of house. New roof and freshly rocked driveway. Enjoy Resort-like living with a park-like yard of your very own. Nearby amenities such as shopping, restaurants and easy access to interstates 55 & 72. Minutes from SCHEELS Sports Park.

Getting Around

16
WalkingCar-Dependent
28
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

5/10
2/10
Jefferson Middle SchoolGrades 6-81.2 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Hardwood,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,800 sqft

Property

Features

  • Exterior features: Wood
  • Has spa: Yes
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 1.36 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather
Earthquake
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$508$6,096
Property Taxes $629$7,548
Electricity $138$1,661
Total$3,297$39,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,040/yr
40% on housing$98,910/yr
45% on housing$87,920/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 62703$65
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62703$88
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$430,000
2026-05-01Listed for sale$450,000
2010-12-10Listing removed$139,900
2010-11-26Listed for sale$139,900
2010-08-28Listing removed$139,900
2010-08-09Listed for sale$139,900
2008-03-19Listing removed$159,900
2008-02-19Listed for sale$159,900

For Sale by Owner

AgentProperty Owner

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