




523 Mackinaw Lane, Chelan, WA, 98816
About This Home
Incredible turn-key, fully furnished 3bed/1.75bath 1,270sf home plus an ADDITIONAL 384sf 1bed/0.75bath ADU CARRIAGE HOUSE guest suite featuring a king bed, ensuite bathroom, kitchenette, living room and desk workspace. “On Lake Time” is ideally located in the heart of The Lookout, overlooking Vineyard Park with a large grassy lawn for play and community gatherings, just steps from the year-round heated Vineyard District pool. Enjoy exceptional outdoor living with a covered porch, private hot tub, Linderman custom fire pit, propane Weber grill, and outdoor dining/lounge area. Coastal Modern décor creates a clean, comfortable, and inviting feel throughout. The versatile floor plan comfortably sleeps 10 and features a primary bedroom on the main level plus 2 bedrooms upstairs (one with custom twin-over-queen bunk beds to sleep six) and a bonus/media room. Interior highlights include vaulted ceilings, engineered wood floors, quartz countertops, spacious kitchen with gas range, built-in bench dining, gas fireplace, updated lighting, and oversized windows. Additional features include a 1-car garage with EV charger and gigabit internet with wireless throughout. The Lookout offers community waterfront with sandy beach, 70-slip private marina, parks, pools, sports courts, and playgrounds. Active vacation rental with on-site management. Owners can stay in the carriage house while renting the main home, offering exceptional flexibility and additional rental income potential.
Getting Around
Schools
Construction
Condition
- Property condition: Very Good
- Year built: 2017
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Cement/Concrete,Cement Planked,Wood Siding,Wood Products,Cement Plank
Notable Dates
- Major remodel year: 2017
Other
- Builder name: Harkey Construction
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,1 1/2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Main Floor
Basement
- Basement: None
Bathroom Full
- Level: Second
Bathroom Three Quarter
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Bonus Room
- Level: Second
Dining Room
- Level: Main
Entry Hall
- Level: Main
Family Room
- Level: Main
Features
- Bath Off Primary,Ceiling Fan(s),Dining Room,High Tech Cabling
- Window features: Dbl Pane/Storm Window
- Flooring: Engineered Hardwood,Laminate,Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Forced Air,Heat Pump,Electric
- Cooling features: Forced Air,Heat Pump
Interior Area
- Total structure area: 1,270
- Total interior livable area: 1,654 sqft
Kitchen With Eating Space
- Level: Main
Master Bedroom
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 272211570307
- Zoning: Lookout PDD
- Zoning description: Jurisdiction: City
- Special condition: Standard
- Other equipment: Leased Equipment: N/A
Features
- Levels: One and One Half
- Stories: 1
- Entry location: Main
- Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Hot Tub/Spa,Vaulted Ceiling(s),Water Heater
- Has spa: Yes
- Spa features: Indoor
- Has view: Yes
- View description: Mountain(s),Territorial
- Topography of land: Level,Partial Slope
Lot
- Lot size: 3,484 sqft
- Features: Drought Resistant Landscape,Open Lot,Paved,Cable TV,Deck,Electric Car Charging,High Speed Internet,Hot Tub/Spa,Irrigation,Patio,Propane
- Lot size dimensions: 90' x 39'
Parking
- Total spaces: 1
- Parking features: Driveway,Detached Garage,Off Street
- Has garage: Yes
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chelan County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,688 | $68,256 |
| Home Insurance * | $345 | $4,140 |
| Property Taxes | $591 | $7,092 |
| Electricity | $149 | $1,793 |
| Total | $6,773 | $81,276 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $1,125,000 |
| 2022-04-21 | Sold | $1,280,000 |
| 2022-03-19 | Pending sale | $1,260,000 |
| 2022-03-18 | Listed for sale | $1,260,000 |
| 2017-09-15 | Sold | $732,514 |
