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1237 5th St E, Saint Paul, MN, 55106

4beds
2baths
3,201sqft
$274,900
$86price/sqft
$2,346/moest. monthly cost
$93,840/yrincome needed

About This Home

Excellent Investment Opportunity! This fully rented duplex features a spacious 3-bedroom unit and a 1-bedroom unit, offering strong rental income potential. Property includes an extra-large 3-car garage, perfect for tenants or additional storage. Conveniently located close to schools, restaurants, and local amenities, making it an attractive option for renters.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

3/10
2/10
1/10

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Flat

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,093

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 3,201
  • Total interior livable area: 3,201 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 332922110188
  • Zoning description: Residential-Multi-Family
  • Foundation area: 1085

Features

  • Levels: Two

Lot

  • Lot size: 4,878 sqft
  • Lot size dimensions: 40 x 123

Parking

  • Total spaces: 4
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$218$2,616
Property Taxes $469$5,628
Electricity $269$3,239
Total$2,346$28,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,434/yr
40% on housing$70,380/yr
45% on housing$62,560/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$116
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$274,900
2026-02-02Listing removed$274,900
2025-12-01Price change$274,900
2025-10-28Price change$284,900
2025-09-11Listed for sale$299,900
2017-11-23Listing removed$750
2017-11-14Listed for rent$750
2017-03-10Listing removed$1,000
2017-02-15Listed for rent$1,000
2016-12-02Listing removed$725
2016-03-24Listing removed$1,025
2016-03-15Price change$1,025
2016-02-10Listed for rent$725
2012-01-30Listing removed$875
2011-12-01Listed for rent$875
2008-12-03Sold$43,000
2008-09-01Listing removed$92,500
2008-08-25Price change$92,500
2008-08-19Listed for sale$103,900
2006-04-10Sold$242,000

For Sale by Agent

AgentNicole L Stone
BrokerageRE/MAX Results

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