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1324 Stubbins St, Bowling Green, KY, 42101

2beds
1baths
832sqft
$99,900
$120price/sqft
$739/moest. monthly cost
$29,560/yrincome needed

About This Home

Back on the Market- Investor Opportunity! Due to no fault of the seller, this investment property is available once again. This 2-bedroom, 1-bath bungalow offers 832 sq ft of living space on .21-acre lot. New HVAC installed 2 months ago, and a few updates already completed, offering a great starting point for your next investment. Previously utilized as a rental with history of steady income, this home offers strong potential for investors looking to generate cash flow or buyers wanting an affordable option close to downtown Bowling Green and WKU. Convenient location, manageable size, and income-producing history make this one worth a look. Property is being sold as is

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
Bowling Green High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1935

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Electric Water Heater
  • Laundry features: In Bathroom

Basement

  • Basement: None

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Walls (Dry Wall),Eat-in Kitchen
  • Window features: Wood Frames
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 039B14044

Features

  • Patio & porch: Covered Front Porch
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 9,147 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$53$636
Property Taxes $27$324
Electricity $154$1,850
Total$739$8,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,337/yr
40% on housing$22,170/yr
45% on housing$19,706/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 42101$152
Warren County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 42101$174
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$99,900
2026-04-15Pending sale$99,900
2026-04-14Price change$99,900
2026-03-01Listed for sale$110,000
2026-03-01Listing removed$110,000
2025-10-17Listed for sale$110,000
2025-08-25Listing removed$119,900
2025-01-23Listed for sale$119,900
2022-03-18Sold$56,000
2022-02-17Pending sale$57,900
2021-09-17Listed for sale$57,900
2021-09-05Listing removed--
2021-03-08Listed for sale$57,900
2020-03-06Listing removed$500
2020-02-19Listed for rent$500
2018-11-30Sold$25,680
2015-04-17Sold$19,500

For Sale by Agent

AgentSelena Lee
BrokerageNextHome Realty Experts

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