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835 3rd St E, Saint Paul, MN, 55106

4beds
2baths
1,947sqft
$239,900
$123price/sqft
$1,885/moest. monthly cost
$75,400/yrincome needed

About This Home

This beautiful late 1800's home gives its new owner an opportunity to really make it shine! Lots of lovely woodwork and main level open space for living, without feeling closed off from other rooms. The second floor has four great bedrooms, along with a remodeled bathroom that features a walk-in shower. The attic/3rd floor is also finished, and would be perfect for guest or office space. The basement is large and unfinished, and holds the laundry area and a half-bath with newer fixtures. There is a separate exterior walk-up stairway from the basement to the back yard. While this is being sold in As-Is condition, important updates have already been made, including the kitchen, bathrooms, furnace in 2016, AC in 2021, plumbing in 2023. The home does need cosmetic updates - it has a lot of wallpaper! Conveniently located to downtown and public transportation, Dayton's Bluff Rec Center, and Metro State University.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

3/10
2/10
1/10

Construction

Condition

  • Year built: 1896

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Second
  • Area: 192
  • Dimensions: 16x12

Bedroom3

  • Level: Second
  • Area: 88
  • Dimensions: 11x8

Bedroom4

  • Level: Second
  • Area: 88
  • Dimensions: 11x8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,947

Flex Room

  • Level: Third
  • Area: 399
  • Dimensions: 21x19

Foyer

  • Level: Main
  • Area: 15
  • Dimensions: 5x3

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 1,951
  • Total interior livable area: 1,947 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Porch

  • Level: Main
  • Area: 66
  • Dimensions: 11x6

Sitting Room

  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom

Details

  • Parcel number: 332922230198
  • Zoning description: Residential-Single Family
  • Foundation area: 806

Features

  • Levels: More Than 2 Stories
  • Patio & porch: Front Porch,Side Porch
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 4,922 sqft
  • Features: Near Public Transit,CRP Land,Tree Coverage - Light
  • Lot size dimensions: 40 x 124

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$190$2,280
Property Taxes $312$3,744
Electricity $170$2,050
Total$1,885$22,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,628/yr
40% on housing$56,550/yr
45% on housing$50,266/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$115
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$239,900

For Sale by Agent

AgentLisa M Staplin
BrokerageRCN Realty, LLC

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