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640 E 14th Ave, Bowling Green, KY, 42101

4beds
2baths
1,656sqft
$158,400
$96price/sqft
$1,081/moest. monthly cost
$43,240/yrincome needed

About This Home

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
8/10
Bowling Green High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Electric Water Heater
  • Laundry features: In Bathroom

Basement

  • Basement: None

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Split Bedroom Floor Plan,Walls (Dry Wall),Eat-in Kitchen
  • Door features: Insulated Doors
  • Window features: Blinds
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,656
  • Total interior livable area: 1,656 sqft

Kitchen

  • Features: Eat-in Kitchen

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom

Details

  • Parcel number: 040B03066

Features

  • Levels: One and One Half
  • Patio & porch: Deck
  • Exterior features: Concrete Walks,Mature Trees
  • Fencing: None

Lot

  • Lot size: 6,534 sqft
  • Features: Trees,City Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $800$9,600
Home Insurance *$85$1,020
Property Taxes $42$504
Electricity $154$1,850
Total$1,081$12,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,062/yr
40% on housing$32,430/yr
45% on housing$28,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 42101$152
Warren County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 42101$174
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$157,400
2026-07-14Price change$158,400
2026-07-02Price change$159,900
2026-06-26Price change$164,900
2026-06-08Listed for sale$174,900
2026-05-02Listing removed$189,900
2026-04-17Price change$189,900
2026-04-06Price change$192,900
2026-03-20Price change$193,900
2026-03-02Price change$196,900
2026-01-13Price change$199,900
2025-12-22Price change$219,900
2025-05-02Listed for sale$235,000
2025-01-21Listing removed--
2024-10-22Listed for sale$220,000
2024-03-29Listing removed$219,000
2024-01-23Listed for sale$220,000
2023-11-15Listing removed$220,000
2023-08-29Listed for sale$220,000
2022-11-11Listing removed--
2022-10-26Listed for rent$1,395
2021-11-18Listing removed--
2021-09-27Listed for rent$1,295
2021-09-12Listing removed--
2021-08-26Listed for rent$1,295
2019-10-22Sold$140,000

For Sale by Agent

AgentSawyer Williams
BrokerageKeller Williams First Choice R

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