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1327 High St, Bowling Green, KY, 42101

2beds
3baths
1,064sqft
$189,900
$178price/sqft
$1,267/moest. monthly cost
$50,680/yrincome needed

About This Home

This charming 1923 Craftsman Cottage is a must see! With 1,064 Sq Ft. this 2 bedroom has a dining room, a renovated kitchen and updated bathrooms while retaining original hardwood floors, light fixtures, and working wood-frame windows. Bathrooms include a full bath accessible from the hall and Jack and Jill style bathroom with pocket doors between the bedrooms. Front and rear porches add to the charm. Seller is a licensed salesperson and Realtor.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

5/10
8/10
Bowling Green High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1923

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Masonite,Wood Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range/Oven,Electric Range,Refrigerator,Self Cleaning Oven,Electric Water Heater,ENERGY STAR Qualified Water Heater
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main
  • Area: 111.5278

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 130.3125

Features

  • Ceiling Fan(s),Walls (Dry Wall),Formal Dining Room
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Wood Frames
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: 1,No Working
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Central Electric

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Kitchen

  • Features: Solid Surface Counter Top
  • Level: Main
  • Area: 161.5

Living Room

  • Level: Main
  • Area: 178.5764

Master Bathroom

  • Level: Main
  • Area: 33.0278

Master Bedroom

  • Level: Main
  • Area: 128.4375

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 040B04037

Features

  • Patio & porch: Covered Front Porch,Porch
  • Exterior features: Concrete Walks,Lighting,Mature Trees,Trees
  • Fencing: Stone,Partial
  • Waterbody name: None

Lot

  • Lot size: 6,098 sqft
  • Features: Trees,City Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$102$1,224
Property Taxes $51$612
Electricity $154$1,850
Total$1,267$15,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,440/yr
40% on housing$38,010/yr
45% on housing$33,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 42101$152
Warren County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 42101$174
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$189,900
2026-03-31Listed for sale$199,900

For Sale by Agent

AgentChad T Smith
BrokerageColdwell Banker Legacy Group

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