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939 Cumberland Ridge Way, Bowling Green, KY, 42103

5beds
4baths
5,284sqft
$1,149,990
$218price/sqft
$7,378/moest. monthly cost
$295,120/yrincome needed

About This Home

Better than new and loaded with upgrades, this exceptional custom-built home in Cumberland Ridge offers 5,284 square feet of luxury living on a beautifully landscaped half-acre lot. Featuring 5 bedrooms, 3.5 baths, a dedicated office, media room, game area, and 3-car garage, this home combines modern design with everyday functionality. The open-concept floor plan showcases soaring ceilings, expansive windows, custom finishes, and a stunning chef's kitchen with 2 oversized islands, premium appliances, and walk-in pantry. The main-level owner's suite offers a spa-inspired bath with soaking tub, oversized walk-in shower, and generous closet space. One of the home's standout features is the climate-controlled screened patio with retractable screens, wet bar, built-in speakers, and seamless indoor-outdoor living, creating the perfect space for year-round entertaining. Smart-home technology provides app-controlled lighting, security, locks, and climate systems for added convenience. The professionally landscaped grounds have been further enhanced since the home's previous sale, adding to the property's impressive curb appeal. Abundant storage, a sprinkler system, and high-end finishes throughout complete this remarkable residence. As an added bonus, nearly all furniture, furnishings, décor, electronics, and accessories will remain with the home. This is a rare turnkey opportunity in one of Bowling Green's most sought-after neighborhoods. Seller to pay Buyer's agent additional $5,000 for contract accepted by 7/31/26.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
10/10
Greenwood High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Dimensional,Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Range Hood,Self Cleaning Oven,Gas Water Heater,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower,Tub,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Main
  • Area: 200.8125

Bedroom3

  • Level: Upper
  • Area: 163.5833

Bedroom4

  • Level: Upper
  • Area: 136

Bedroom5

  • Level: Upper
  • Area: 129

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 192.1875

Features

  • Bookshelves,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Closet Light(s),Split Bedroom Floor Plan,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar,Walls (Dry Wall),Kitchen/Dining Combo
  • Window features: Thermo Pane Windows,Partial Window Treatments
  • Flooring: Hardwood,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: 2,Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Multiple,Gas
  • Cooling features: Central Air,Central Electric

Interior Area

  • Total structure area: 5,284
  • Total interior livable area: 5,284 sqft

Kitchen

  • Features: Pantry,Solid Surface Counter Top
  • Level: Main
  • Area: 342.8333

Living Room

  • Level: Main
  • Area: 421.6667

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 108.3333

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 052B07145

Features

  • Levels: Two
  • Patio & porch: Covered Front Porch,Covered Patio,Screened Porch
  • Exterior features: Concrete Walks,Lighting,Landscaping,Mature Trees,Sprinkler System,Trees
  • Fencing: None

Lot

  • Lot size: 0.51 Acres
  • Features: Trees,Wooded,Subdivided

Parking

  • Total spaces: 3
  • Parking features: Attached,Front Entry,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Tornado
Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,814$69,768
Home Insurance *$563$6,756
Property Taxes $584$7,008
Electricity $417$5,007
Total$7,378$88,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,960/yr
40% on housing$221,340/yr
45% on housing$196,746/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 42103$176
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42103$186
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$1,099,999
2026-08-10Pending sale$1,149,990
2026-06-15Listed for sale$1,149,990
2025-07-17Sold$945,000
2025-07-02Pending sale$989,000
2025-05-06Listed for sale$989,000
2020-04-13Listing removed$89,900
2019-07-25Price change$89,900
2019-07-10Listed for sale$79,900

For Sale by Agent

AgentRod Hutcheson
BrokerageRE/MAX Real Estate Executives

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