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959 Euclid St, Saint Paul, MN, 55106

3beds
1baths
1,770sqft
$205,000
$116price/sqft
$1,643/moest. monthly cost
$65,720/yrincome needed

About This Home

This property is part of a 5-property portfolio, offering 4 single-family homes and 1 duplex in the Payne/Phalen and Dayton’s Bluff neighborhoods. MLS #s available upon request. List price reflects the standalone value; portfolio purchase offers approximately an 8% discount, with a total portfolio price of $1,285,000 and an estimated 10% CAP based on current information. Showings are limited to non-owner occupant buyers only because of a current lease, expiring 11/30/2026. Spacious throughout the main level with a large bathroom and large kitchen. Laundry room located right off kitchen with extra storage room. Large backyard with parking pad. Vinyl plank kitchen flooring, tiled bathroom, and carpet throughout the remainder. New water heater 2025. Newer furnace.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
2/10
1/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Upper
  • Area: 88
  • Dimensions: 11x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,447

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,770
  • Total interior livable area: 1,770 sqft

Kitchen

  • Level: Main
  • Area: 270
  • Dimensions: 15x18

Living Room

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Office

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 332922310124
  • Zoning description: Residential-Single Family
  • Foundation area: 780

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 4,922 sqft
  • Lot size dimensions: 40 x 124

Parking

  • Parking features: Detached Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$162$1,944
Property Taxes $275$3,300
Electricity $170$2,050
Total$1,643$19,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,331/yr
40% on housing$49,290/yr
45% on housing$43,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$116
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$205,000
2025-11-06Listing removed$1,586
2025-10-13Listed for rent$1,586
2025-09-09Listing removed$1,586
2025-08-21Listed for rent$1,586
2024-07-23Listing removed--
2024-07-14Listed for rent$1,539
2023-07-18Listing removed--
2023-07-01Price change$1,495
2023-06-03Price change$1,795
2023-05-23Listed for rent$1,620
2019-03-26Listing removed$1,320
2019-03-13Listed for rent$1,320
2017-08-22Listing removed$1,295
2017-08-04Listed for rent$1,295
2016-09-13Listing removed$99,900
2016-08-01Listed for sale$99,900
2008-10-08Sold$35,900
2008-07-16Sold$35,900
2001-06-12Sold$60,000
1997-12-30Sold$48,429

For Sale by Agent

AgentShae Hanson
BrokerageKeller Williams Realty Integrity Lakes

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