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1197 McLean Ave, Saint Paul, MN, 55106

3beds
2baths
1,700sqft
$224,900
$132price/sqft
$1,812/moest. monthly cost
$72,480/yrincome needed

About This Home

Welcome to 1197 McLean Avenue, a charming brick bungalow nestled in the heart of Dayton's Bluff, just a short walk from beautiful Indian Mounds Park. Rich in character, this home showcases timeless details including coved ceilings, arched doorways, hardwood floors, solid wood doors, built-in alcoves, and a stunning stone wood-burning fireplace that serves as the centerpiece of the main-level living room. The spacious upper-level bedroom offers a cozy retreat complete with a fun electric fireplace, while the finished lower level features a drain tile system that has allowed for the addition of a comfortable family room, office, updated bathroom, and exceptional storage space. Outside, enjoy a beautifully landscaped yard filled with mature perennials and an oversized storage shed with plenty of room for lawn equipment, bikes, or outdoor toys. If you're looking for a home that blends classic charm, thoughtful updates, and a convenient location near parks, trails, and downtown Saint Paul, this Dayton's Bluff gem is one you won't want to miss.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

3/10
2/10
1/10

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level,Laundry Room,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Full,Partially Finished,Storage Space,Sump Basket,Sump Pump,Tile Shower

Bedroom

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 169
  • Dimensions: 13x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 400
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: Main
  • Area: 84
  • Dimensions: 12x7

Laundry

  • Level: Lower
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Loft

  • Level: Upper
  • Area: 65
  • Dimensions: 13x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 332922440067
  • Zoning description: Residential-Single Family
  • Foundation area: 900

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 5,967 sqft
  • Features: Near Public Transit,Tree Coverage - Light
  • Lot size dimensions: 40 x 150

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$178$2,136
Property Taxes $327$3,924
Electricity $170$2,050
Total$1,812$21,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,125/yr
40% on housing$54,360/yr
45% on housing$48,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$115
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$224,900
2016-10-07Sold$165,000
2016-09-27Pending sale$165,900
2016-08-26Price change$165,900
2016-08-19Listed for sale$174,900
2014-07-30Sold$114,900
2013-06-26Sold$80,000

For Sale by Agent

AgentCollin Matzoll
BrokerageReal Broker, LLC

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