199 County Road 113, Cullman, AL, 35057
About This Home
Smith Lake/Simpson Creek! This stunning property offers modern luxury and breathtaking lake views. W/ floor-to-ceiling windows, two fully-equipped kitchens & two entertainment areas, it's perfect for family or investment. Home features 3 refrigerators, ice machine, two laundry rooms, & large 50x14 deck. Selling fully furnished with STR history available. Includes 4-car gar & double slip boat dock Set on 2.4 private acres in the desirable Misty Shores community on Smith Lake, this fully furnished custom-built home features 5 bedrooms, 4 bathrooms, and over 3,500 square feet of thoughtfully designed living space. The open floor plan is filled with natural light and showcases panoramic lake views through floor-to-ceiling windows. The gourmet kitchen includes premium appliances, a large island, and generous counter space, making it perfect for entertaining or everyday living. The spacious bedrooms offer comfort and privacy, while the finished walk-out basement provides versatile space for a game room, media area, or additional guest accommodations. Outside, multiple decks and patios invite you to relax, entertain, and enjoy the lake from every angle. A double-slip boathouse with boat and PWC lifts provides instant access to the water for boating, fishing, or just cruising at sunset. Located on paved roads within a well-maintained, covenant-protected community, this home offers peace of mind along with upscale living. Whether you're looking for a full-time residence, a weekend escape, or an investment opportunity, this property delivers on all fronts. Quick access to I-65, 2.4 acres of land, and premium lakefront living make this home a true standout. Schedule your private showing today.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Existing Structure,Excellent
- Year built: 2015
Materials
- Roof: Composition
- Construction materials: Frame,Masonry,HardiPlank Type,Wood Siding,Drywall
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Disposal,Microwave,Electric Oven,Electric Range,Refrigerator,Washer,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Daylight,Exterior Entry,Finished,Full,Storage Space,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
Features
- Flooring: Tile,Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,506
- Total interior livable area: 3,506 sqft
Property
Details
- Parcel number: 2702030001018012
- Zoning: _
Features
- Stories: 2
- Patio & porch: Covered,Covered Patio,Screened
- Exterior features: Rain Gutters,Boat Slip
- On waterfront: Yes
- Waterfront features: Lake Front,Boat Lift,PWC Lift/Float,Swim Platform,Waterfront Features: Shoreline(Year Round Water),Waterfront Features: Characteristics(Moderate)
- Frontage length: Waterfront Footage(196)
Lot
- Lot size: 2.40 Acres
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,952 | $83,424 |
| Home Insurance * | $1,064 | $12,768 |
| Property Taxes | $2,602 | $31,224 |
| Electricity | $392 | $4,707 |
| Total | $11,010 | $132,120 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-21 | Listed for sale | $1,492,000 |
| 2025-10-16 | Listing removed | $1,675,000 |
| 2025-08-21 | Price change | $1,675,000 |
| 2025-04-23 | Listed for sale | $1,825,000 |
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