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2701 W 5th St, Owensboro, KY, 42301

3beds
1baths
864sqft
$129,900
$150price/sqft
$1,017/moest. monthly cost
$40,680/yrincome needed

About This Home

This 3bd 1ba home with detached garage has been nicely updated in recent years: new roof and siding in last year, interior is fresh and clean and ready to move in. Located on an attractive section of the street with mature shade and a fenced yard, this home will be easy to keep and is ready for you: call now!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
3/10
6/10
Owensboro High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 006120200800000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 6,150 sqft
  • Features: Near Bus

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$87$1,044
Property Taxes $120$1,440
Electricity $154$1,850
Total$1,017$12,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,868/yr
40% on housing$30,510/yr
45% on housing$27,120/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 42301$123
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42301$152
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$124,900
2026-08-04Listed for sale$129,900
2026-08-04Contingent$129,900
2026-06-29Price change$129,900
2026-06-09Price change$134,900
2026-05-29Listed for sale$139,900

For Sale by Agent

AgentBrad Cecil
BrokerageFarmer's House Real Estate LLC

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