977 W 1st St, Owensboro, KY, 42301
About This Home
Welcome to effortless living in the heart of Owensboro. This beautifully maintained 2-bedroom, 2-bath condo offers the perfect blend of comfort, convenience, and an unbeatable downtown view from its third-floor location—one that truly sets it apart from the rest. Inside, you’ll find a thoughtfully designed split-bedroom floor plan, ideal for privacy. Both bedrooms feature spacious walk-in closets, while the kitchen includes a pantry for added storage. A separate laundry room—complete with washer and dryer—adds everyday convenience. Step outside and enjoy the views from your front balcony or side deck, perfect for relaxing. This unit is also one of the rare finds in the complex that includes an attached garage—an added bonus you won’t want to miss. The community offers an in-ground pool maintained by the HOA, allowing you to enjoy resort-style amenities without the upkeep. Tucked away for privacy yet located just minutes from all that downtown Owensboro has to offer, you’ll love the ability to be close to all the amenities—often without even needing to drive. If you’re looking for low-maintenance living with style, updates, and a view you can’t replicate, this condo checks all the boxes.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Slab
- Roof: Dimensional
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential,Condo/Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Split Bedroom,Walk-In Closet(s)
- Flooring: Vinyl,Laminate
- Fireplace features: None
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 1,062
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,062
- Total interior livable area: 1,062 sqft
Kitchen
- Features: Bar,Kitchen-Dining
Property
Details
- Parcel number: 006040401200000
Features
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Deck
- Exterior features: Scenic
Lot
- Features: Level,Landscaped
- Lot size dimensions: Condo
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $104 | $1,248 |
| Electricity | $154 | $1,850 |
| Total | $1,345 | $16,140 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $195,000 |
| 2026-04-14 | Listed for sale | $205,000 |
| 2026-04-11 | Listing removed | $210,000 |
| 2026-03-12 | Price change | $210,000 |
| 2025-12-04 | Price change | $214,900 |
| 2025-10-29 | Listed for sale | $219,900 |
| 2024-07-25 | Sold | $185,000 |
| 2024-06-09 | Pending sale | $204,900 |
| 2024-05-15 | Price change | $204,900 |
| 2024-03-01 | Price change | $214,900 |
| 2024-02-24 | Listed for sale | $234,900 |
| 2019-05-30 | Sold | $104,900 |
| 2019-04-21 | Price change | $104,900 |
| 2019-03-04 | Price change | $119,900 |
| 2019-01-02 | Price change | $121,900 |
| 2018-11-28 | Listed for sale | $124,900 |
| 2017-09-29 | Sold | $118,900 |
View on Zillow