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104 Gilmour Ct, Owensboro, KY, 42301

2beds
1baths
1,036sqft
$139,995
$135price/sqft
$1,076/moest. monthly cost
$43,040/yrincome needed

About This Home

Don't miss 2 bedroom 1 bath that offers larger rooms that are move in ready. Recent improvements include newer flooring, ceiling fans updated electrical and replacement windows as well as a new gas log fireplace that enhance both efficiency and style. The attic features permanent stairs, offering abundant storage and potential for a future loft or bonus space. Outside, you'll find a fully fenced backyard ideal for pets, play, or entertaining. The roof is new, 2025 adding peace of mind for years to come. SELLERS ARE CURRENTLY ON THE WAIT LIST FOR NEW SIDING INSTALLATION- GIVING A BUYER THE OPPORTUNITY TO CHOOSE THEIR PREFERRED COLOR AND ADD THEIR PERSONAL TOUCH. This home offers practical updates, and future possibilities. Don’t miss the opportunity to make it yours!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
--
Owensboro Middle SchoolGrades 6-81.8 mi
6/10
Owensboro High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement,Block
  • Roof: Dimensional
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Replacement Windows
  • Flooring: Carpet,Laminate
  • Fireplace features: Fireplace,Free Standing,Gas Log
  • Fireplace: Yes
  • Attic: Permanent Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,036

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,201
  • Total interior livable area: 1,036 sqft

Kitchen

  • Features: Other

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 006080400500000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Fenced

Lot

  • Lot size: 5,040 sqft
  • Features: Level
  • Lot size dimensions: 40 x 126

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$94$1,128
Property Taxes $121$1,452
Electricity $154$1,850
Total$1,076$12,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,891/yr
40% on housing$32,280/yr
45% on housing$28,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 42301$123
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42301$152
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$144,900
2026-03-26Price change$147,900
2026-03-13Price change$148,900
2026-03-04Listed for sale$149,900
2024-09-30Sold$135,000
2024-09-25Pending sale$135,000
2024-09-13Listed for sale$135,000
2024-08-26Pending sale$135,000
2024-08-19Listed for sale$135,000
2019-08-15Listing removed$69,900
2019-02-18Listed for sale$69,900

For Sale by Agent

AgentConstance Griffin
BrokerageSupreme Dream Realty, LLC

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