2260 Deer Valley Blvd, Utica, KY, 42376
About This Home
Welcome to this beautiful Jagoe National Craftsman home offering nearly 2,700 square feet of thoughtfully designed living space. Featuring 4 bedrooms, 2.5 baths, and a spacious upstairs flex room, this home provides the perfect combination of comfort, functionality, and style. An added bonus is the opportunity to assume the seller’s low 5.5% interest rate loan (subject to lender approval), offering potential monthly savings compared to many current market rates. One of the standout features is the additional lot space beside the home, creating extra distance from neighboring properties and enhancing privacy. This area is fully enclosed with a privacy fence, providing a great space for outdoor activities, pets, or simply enjoying your own backyard retreat. The covered back patio is perfect for relaxing, entertaining guests, or enjoying your morning coffee while overlooking the fenced yard. Inside, the versatile upstairs flex space can serve as a second living area, playroom, home office, workout room, or media space to fit your needs. Conveniently located just outside of town, you'll enjoy a quieter setting while still having quick and easy access to shopping, dining, schools, and all the amenities Owensboro has to offer. This move-in-ready home combines modern convenience with the timeless appeal. Don't miss your opportunity to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Dimensional
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Tankless Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Dining Area
Features
- Walk-In Closet(s),Walk-in Shower
- Flooring: Carpet,Tile,Laminate
- Fireplace features: None
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 2,668
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,668
- Total interior livable area: 2,668 sqft
Property
Details
- Parcel number: 064A00008600000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch
Lot
- Lot size: 0.26 Acres
- Features: Level,Landscaped
- Lot size dimensions: .257
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $294 | $3,528 |
| Property Taxes | $721 | $8,652 |
| Electricity | $210 | $2,528 |
| Total | $3,449 | $41,388 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $439,900 |
| 2026-06-13 | Listed for sale | $449,900 |
| 2024-07-03 | Sold | $418,000 |
| 2024-04-18 | Pending sale | $429,800 |
| 2023-12-15 | Listed for sale | $429,800 |
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