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6275 Valley Brook Trce, Utica, KY, 42376

4beds
3baths
2,540sqft
$339,900
$134price/sqft
$2,229/moest. monthly cost
$89,160/yrincome needed

About This Home

Price Reduced $10,000. Welcome home to this spacious & beautifully designed property. This home offers an incredible layout with room for everyone. The main level features an open-concept design perfect for entertaining, complete with 2 separate living spaces to give you flexibility for gatherings, movie nights, or a dedicated formal living room / play area. The flow of the home creates an inviting atmosphere while still allowing space to spread out. Upstairs, all 4 bedrooms are thoughtfully positioned for privacy. A spacious landing at the top of the stairs provides a cozy communal area - ideal for a reading nook, homework station, or additional lounge space. The massive owner's suite offers a true retreat, complemented by an expansive walk-in closet not only here, but large closets throughout the home. With abundant storage, generous room sizes, & a layout designed for both entertaining & everyday living, this home delivers comfort & functionality in one beautiful package. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
4/10
7/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Dimensional
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Tankless Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Other
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,540

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,540
  • Total interior livable area: 2,540 sqft

Kitchen

  • Features: Eat-in Kitchen,Bar

Property

Details

  • Parcel number: 064A00030000000

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 10,410 sqft
  • Features: Level
  • Lot size dimensions: .239 acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$227$2,724
Property Taxes $84$1,008
Electricity $200$2,407
Total$2,229$26,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,422/yr
40% on housing$66,870/yr
45% on housing$59,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 42376$139
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42376$164
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-18Price change$339,900
2026-02-26Listed for sale$349,900
2020-04-15Sold$237,500
2020-02-12Listed for sale$239,900
2019-01-08Listing removed$225,000
2018-11-08Pending sale$225,000
2018-10-23Price change$225,000
2018-09-20Listed for sale$228,000
2016-08-31Sold$218,409

For Sale by Agent

AgentJennifer Legg
BrokerageSupreme Dream Realty, LLC

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