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2031 Rogersville Rd, Radcliff, KY, 40160

5beds
4baths
4,150sqft
$389,000
$94price/sqft
$2,849/moest. monthly cost
$113,960/yrincome needed

About This Home

Tucked at the end of a long driveway, this beautifully remodeled brick home enjoys the kind of privacy that's increasingly rare. Resting on nearly two acres of scenic country landscape dotted with mature trees, it offers more than 4000 square feet of living space and plenty of room to breathe. Recent updates touch nearly every surface. Fresh paint brightens both inside and out, while new flooring, windows, exterior doors, and updated systems keep daily life running smoothly. The home features new heating and cooling, a mini split in the basement living area, and a new water heater. In the kitchen, brand-new cabinetry pairs with granite countertops, and stainless appliances. At the heart of the main level sits a spacious 27x23 family room, anchored by a wood stove perfect for those cool Kentucky days. Five bedrooms and 3.5 bathrooms provide comfortable space for family and guests alike. Downstairs, the basement adds nearly 2000 feet, thoughtfully divided into family areas and ample storage. Whatever hobby or project you have in mind, there's room to make it happen. The outdoor spaces shine! A new deck and porch offer welcoming spots for morning coffee or quiet evenings beneath the trees, and a roomy 25x29 rear-entry garage keeps vehicles and equipment neatly tucked away. Move-in ready and brimming with character, this peaceful country retreat is ready to welcome you home. Schedule your private tour today.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

--
5/10
4/10
North Hardin High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Blk
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,975
  • Finished area above ground: 2,175

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Ductless,Central Air

Interior Area

  • Total structure area: 2,175
  • Total interior livable area: 4,150 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 1404005043

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 1.83 Acres
  • Features: Level
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$244$2,928
Property Taxes $312$3,744
Electricity $327$3,932
Total$2,849$34,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,680/yr
40% on housing$85,470/yr
45% on housing$75,973/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 40160$132
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40160$141
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$389,000
2026-03-02Sold$120,000

For Sale by Agent

AgentTracey Cecil-Simpson
BrokerageWeichert Realtors Lawson Collective

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