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2603 Stonemill Dr, Elizabethtown, KY, 42701

4beds
4baths
4,719sqft
$685,000
$145price/sqft
$4,825/moest. monthly cost
$193,000/yrincome needed

About This Home

Welcome to the home that truly has it all! This quality-built brick ranch offers nearly 5,000 square feet of finished living space and is loaded with upgrades, thoughtful design, and flexible spaces to fit just about any lifestyle. Situated on over an acre in the highly sought-after Ridge Creek Estates, this impressive property combines privacy, convenience, and room to grow. The popular split-bedroom floor plan features a spacious primary suite with a luxurious ensuite bath offering a walk-in tiled shower, granite double vanity, and generous storage. Two additional oversized bedrooms are located on the main level, and every bedroom closet includes custom organizing systems. The well-appointed gourmet kitchen features granite countertops, a large center island, breakfast bar, walk-in pantry, abundant cabinetry, and plenty of workspace for entertaining or everyday living. Fresh paint throughout the main living areas gives the home a bright, updated feel, while the formal dining room and inviting great room with custom built-ins provide the perfect spaces for gathering with family and friends. A spacious laundry and mudroom adds even more storage and functionality. The finished walk-out basement features incredible versatility with a fourth bedroom, full bath, expansive family room, wired home theater, and an enormous bonus room ideal for a craft room, home office, gym, playroom, or whatever best suits your needs. This one goes on for days! Oversized deck overlooks a terraced backyard complete with mature landscaping, an entertaining area, and garden space. A heated driveway makes winter mornings a breeze Quality construction, exceptional storage, endless possibilities, and nearly 5,000 square feet of finished living space make this a home that's hard to duplicate. Whether you're looking for room to spread out, entertain, work from home, or simply enjoy a home built with lasting quality, this property delivers. All of this is tucked away on over an acre, yet just minutes from the shopping, dining, and everyday conveniences of Elizabethtown, with a quick commute to Fort Knox. Homes of this caliber rarely become available! Schedule your private showing today and see everything this incredible property has to offer!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
5/10
Bluegrass Middle SchoolGrades 6-81.6 mi
8/10
John Hardin High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential Farm

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 2421

Basement

  • Has basement: Yes
  • Basement: Finished-Full,Walk-Out Access

Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower,Tub,Tub/Shower Combo

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Bookshelves,Ceiling Fan(s),Split Bedroom Floor Plan,Tray Ceiling(s),Walk-In Closet(s),Walls (Dry Wall),Eat-in Kitchen,Formal Dining Room
  • Window features: Vinyl Frame
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 4,719
  • Total interior livable area: 4,719 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters,Pantry
  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2000003036

Features

  • Patio & porch: Covered Front Porch,Deck
  • Exterior features: Brick Walks,Garden,Landscaping,Mature Trees,Trees
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 1.17 Acres
  • Features: Trees,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$397$4,764
Property Taxes $593$7,116
Electricity $372$4,472
Total$4,825$57,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,428/yr
40% on housing$144,750/yr
45% on housing$128,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 42701$143
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 42701$142
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$685,000
2022-02-04Sold$529,000
2021-12-27Listed for sale$529,000
2018-12-21Listing removed$480,000
2018-06-20Listed for sale$480,000
2016-05-23Sold$417,000

For Sale by Agent

AgentLee A Kershaw
BrokerageSCHULER BAUER REAL ESTATE SERVICES ERA POWERED- Elizabethtown

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