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415 Village Dr, Elizabethtown, KY, 42701

3beds
1baths
1,002sqft
$204,900
$204price/sqft
$1,526/moest. monthly cost
$61,040/yrincome needed

About This Home

All the charm and convenience of a 3 bedroom home in an affordable price range. This home was remodeled in 2023-24 with new roof, new guttering and vinyl soffit, new appliances, new HVAC and treated for termites in April of 2024. The electrical system was also updated with junction boxes, GFCI outlets and rewiring in 2024. There are beautifully stained hardwood floors and some new laminate flooring. The eat-in kitchen features newer cabinets with butcherblock counters, a dream pantry with lovely wooden shelves, range with modern hood/fan, refrigerator and counter top microwave. The bathroom was updated with new fixtures and vanity. Fenced backyard for children or pets.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
6/10
10/10
Elizabethtown High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range/Oven,Electric Range,Range Hood,Refrigerator,Self Cleaning Oven,Smooth Top Range,Electric Water Heater
  • Laundry features: Laundry Closet

Basement

  • Area: 0

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Walls (Dry Wall),Walls (Plaster),Eat-in Kitchen
  • Flooring: Hardwood,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,002
  • Total interior livable area: 1,002 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Other
  • Level: Main

Living Room

  • Features: Wood Flooring
  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2201004002

Features

  • Exterior features: Landscaping
  • Fencing: Back Yard

Lot

  • Lot size: 6,969 sqft
  • Features: Subdivided

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Ice Storm
Lightning
Tornado
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$118$1,416
Property Taxes $218$2,616
Electricity $154$1,850
Total$1,526$18,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,320/yr
40% on housing$45,780/yr
45% on housing$40,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 42701$144
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 42701$142
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$204,900
2024-07-22Sold$189,000
2023-08-03Sold$92,000
2023-04-17Sold$77,500

For Sale by Agent

AgentJohn & Joni Melloan Team
BrokerageMELLOAN REAL ESTATE

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