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509 Franklin Ave, Elizabethtown, KY, 42701

2beds
1baths
891sqft
$204,900
$230price/sqft
$1,526/moest. monthly cost
$61,040/yrincome needed

About This Home

Welcome to 509 Franklin Ave, a charming home nestled in the heart of Elizabethtown. This property offers a perfect blend of comfort and convenience, ideal for anyone looking to enjoy all that Elizabethtown has to offer. Step inside to discover a thoughtfully laid out living space with it's open floorplan. The natural light filtering through the windows adds to the warm and welcoming ambiance. The location means you're just moments away from local shops, parks and restaurants. Call your realtor today for a tour!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
Panther AcademyGrades PK-K1.4 mi
6/10
10/10
Elizabethtown High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1982

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Smooth Top Range,Electric Water Heater
  • Laundry features: Closet,In Hall

Basement

  • Area: 0

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Kitchen/Dining Combo
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 891
  • Total interior livable area: 891 sqft

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2211005004

Features

  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 6,969 sqft
  • Features: Dead End

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$118$1,416
Property Taxes $218$2,616
Electricity $154$1,850
Total$1,526$18,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,320/yr
40% on housing$45,780/yr
45% on housing$40,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 42701$144
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 42701$142
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$199,900
2026-07-25Listed for sale$204,900
2024-08-22Sold$180,000
2024-07-29Pending sale$180,000
2024-07-24Listed for sale$180,000
2023-03-22Sold$125,000

For Sale by Agent

AgentAshley D Milby
BrokerageUnited Real Estate Louisville - Elizabethtown

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