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1606 Concordia Ave, Saint Paul, MN, 55104

5beds
2baths
1,610sqft
$319,900
$199price/sqft
$2,500/moest. monthly cost
$100,000/yrincome needed

About This Home

Beautifully maintained and move-in ready, this charming home offers an enclosed front porch, a detached garage, and a spacious backyard perfect for entertaining or relaxation. Numerous updates throughout. Conveniently located within walking distance of the Light Rail and just blocks from restaurants, coffee shops, and local amenities. A rare Combination of classic charm and modern comfort - ready for you to call home!

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom2

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom4

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom5

  • Level: Third
  • Area: 170
  • Dimensions: 17x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Features

  • Finished area below ground: 60
  • Finished area above ground: 1,550

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,610
  • Total interior livable area: 1,610 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Living Room

  • Level: Main
  • Area: 338
  • Dimensions: 26x13

Porch

  • Level: Main
  • Area: 234
  • Dimensions: 9x26

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 332923440003
  • Zoning description: Residential-Single Family
  • Foundation area: 808

Features

  • Levels: More Than 2 Stories

Lot

  • Lot size: 5,227 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 40 x 133

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$246$2,952
Property Taxes $467$5,604
Electricity $170$2,050
Total$2,500$30,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,714/yr
40% on housing$75,000/yr
45% on housing$66,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 55104$149
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55104$209
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$2,999
2026-02-02Listed for sale$329,900
2025-12-15Listing removed$334,900
2025-10-28Listed for rent$3,299
2017-06-10Listing removed$1,639
2017-05-23Listed for rent$1,639
2016-12-24Listing removed$1,595
2015-06-17Listing removed$1,625
2015-06-11Price change$1,625
2015-06-02Listed for rent$1,575
2014-09-02Sold$130,250
2010-04-15Sold$99,900
2010-01-30Price change$99,900
2010-01-15Listed for sale--
2002-04-16Sold$149,900

For Sale by Agent

AgentGrigoriy Vayntrub
BrokerageRE/MAX Results

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