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4707 Brookstone Dr, Saint Joseph, MO, 64507

4beds
3baths
2,353sqft
$405,000
$172price/sqft
$3,093/moest. monthly cost
$123,720/yrincome needed

About This Home

Second chances don't come around often! This beautiful home is officially back on the market and available for showings. Reach out if you'd like to take a look! Welcome to Creek Crossing! Nestled on a large, private corner lot with a secluded feel, this beautiful 4 bedroom, 3 bath home offers over 2,300 square feet of living space. Designed for both comfort and functionality, the home features a finished basement, generous living areas, and a family-friendly layout with room for everyone. The oversized primary suite provides a spacious retreat with plenty of room to unwind. Step outside and enjoy your own private oasis, complete with a basketball court, permanent LED exterior lighting that adds both style and convenience year round, and a large yard offering plenty of space for outdoor activities, entertaining, or simply relaxing. Located in the Creek Crossing subdivision and within the Mid-Buchanan School District, this property combines privacy, space, and convenience. With ample room to entertain, relax, and create lasting memories, this home offers the perfect blend of comfort, recreation, and everyday living. Don't miss your opportunity to own a spacious home on a large private corner lot with the features today's buyers are searching for. *Sellers are offering a $2,000 paint allowance with an acceptable offer.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
4/10

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Pantry
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 650
  • Finished area above ground: 1,703

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,353
  • Total interior livable area: 2,353 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Property

Details

  • Parcel number: 067.036000000005.089

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.89 Acres
  • Lot size dimensions: 125.74' x 310.42'

Parking

  • Total spaces: 2
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$618$7,416
Property Taxes $249$2,988
Electricity $179$2,156
Total$3,093$37,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,045/yr
40% on housing$92,790/yr
45% on housing$82,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 64507$104
Buchanan County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 64507$117
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$395,000
2026-07-13Price change$405,000
2026-07-01Listed for sale$415,000
2026-06-23Pending sale$415,000
2026-06-18Contingent$415,000
2026-06-15Listed for sale$415,000
2018-06-06Sold--
2018-05-30Pending sale$261,900
2018-05-30Listed for sale$261,900

For Sale by Agent

AgentBarbara Hamby
BrokerageTop Property Realty, LLC

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