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9133 SE 40th Rd, Saint Joseph, MO, 64507

4beds
3baths
2,250sqft
$399,500
$178price/sqft
$3,046/moest. monthly cost
$121,840/yrincome needed

About This Home

Bring the horses and claim your slice of Mid-Buchanan countryside! 5.35± fenced acres with a 2-stall barn and move-in-ready farmhouse. Room to ride, roam, and relax — just minutes from St. Joseph. Embrace the equestrian lifestyle in the highly sought-after Mid-Buchanan School District. The gently rolling 5.35± acres feature solar-powered coated hot wire fencing, ideal for horses or livestock. A 2-stall horse barn with concrete floor and rubber stall mats makes daily care easy and efficient. A chicken coop and additional outbuilding provide flexibility for hobby farming, storage, equipment, or workshop space. The beautifully maintained 2-story farmhouse blends rural charm with modern updates. New windows enhance efficiency and natural light throughout. The home offers TWO main bedroom suites, providing flexible living options for guests or multi-generational needs. The open kitchen features stainless steel appliances and an induction cooktop, creating a welcoming space for gatherings and everyday living. Enjoy peaceful country views from the covered patio and take advantage of wide-open space with room to expand — add an arena, additional fencing, or simply enjoy the privacy and scenery. The gently rolling terrain offers excellent usability for riding, recreation, or future improvements. Located less than 10 minutes to south St. Joseph shopping, dining, and conveniences, this property offers the perfect balance of country freedom and town accessibility. Acreage properties in Mid-Buchanan with horse-ready amenities are rare — don’t miss this opportunity. Zillow keyword boost sentence: Equestrian property, horse barn, fenced pasture, acreage home, hobby farm potential, Mid-Buchanan schools, St. Joseph Missouri country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
4/10

Construction

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Microwave,Refrigerator,Stainless Steel Appliance(s),Water Purifier,Water Softener

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: Main

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Pantry,Stained Cabinets
  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,250

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Kitchen

  • Features: Ceramic Tiles
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Master Bathroom

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Features: All Carpet
  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 111.011000000030.031
  • Horse amenities: Boarding Facilities

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Horses can be raised: Yes

Lot

  • Lot size: 5.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,020$24,240
Home Insurance *$609$7,308
Property Taxes $246$2,952
Electricity $171$2,061
Total$3,046$36,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,434/yr
40% on housing$91,380/yr
45% on housing$81,226/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 64507$104
Buchanan County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 64507$117
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$410,000
2023-10-12Sold--
2023-08-23Pending sale$380,000
2023-08-08Price change$380,000
2023-07-28Price change$395,000
2023-07-13Listed for sale$425,000
2019-02-27Sold--
2019-01-21Pending sale$179,000
2018-12-07Listed for sale$179,000
2018-12-05Pending sale$179,000
2018-10-20Price change$179,000
2018-09-12Price change$189,000
2018-08-29Listed for sale$195,000
2015-07-27Sold--

For Sale by Agent

AgentSteve Stack
BrokerageEXP Realty LLC

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