98 Mill Pond Dr, Tuckasegee, NC, 28783
About This Home
Come experience life in the WNC mountains that offers a one-of-a-kind destination experience, known as Bear Lake Reserve. Its a 2100 Acres Gated Mountain Lake Resort, it's like being in your own National Park. Enjoy the cozy 3/2 split bedroom open floor plan with stone fireplace, hardwoods, solid surface countertops and outdoor screened deck with stone fireplace to enjoy nature and the sounds of the bold creeks near by. Mill Pond Fishing Pavillion with stocked trout ponds and the Performance Lawn/Amphitheatre is just out your front door along with hiking trails near by. Can you see yourself laying out at a pool, lakeside? The amenities overlooks Bear Creek Lake, relax in one of two hot tubs or saunas, swim at the beach or sit out on the extensive balcony of the clubhouse taking in the views of Bear Creek Lake while enjoying your favorite beverage or chef prepared meal, all available for your relaxation! You don't want to miss the concerts or one of the most incredible fireworks displays in the country on the 4th of July, just a few steps away from your cottage, in fact you can sit on your back deck and watch. Bear Lake is calling your name! Answer it!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Crawl Space
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Oven,Gas Range,Microwave,Propane Water Heater,Refrigerator,Washer
- Laundry features: In Hall,Inside,Laundry Closet,Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Breakfast Bar,Open Floorplan,Pantry,Walk-In Closet(s)
- Door features: French Doors,Insulated Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Tile,Wood
- Fireplace features: Gas Log,Great Room,Outside
- Finished area below ground: 0
- Finished area above ground: 1,553
Great Room
- Level: Main
Heating & Cooling
- Heating features: Central,Heat Pump,Propane
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 1,553
- Total interior livable area: 1,553 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 7576870786
- Zoning: R1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Covered,Deck,Porch,Screened
- Spa features: Community
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Public,Boat Slip (Lease/License),Boat Slip – Community,Paddlesport Launch Site - Community
- Waterbody name: Bear Creek Lake
Lot
- Lot size: 0.56 Acres
- Features: Cleared,Level,Paved
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Hail
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $142 | $1,704 |
| Electricity | $200 | $2,405 |
| Total | $3,022 | $36,264 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $539,900 |
| 2025-02-11 | Listing removed | $485,000 |
| 2025-02-04 | Price change | $485,000 |
| 2024-10-23 | Listed for sale | $499,000 |
| 2022-03-11 | Sold | $423,206 |
| 2022-01-25 | Pending sale | $425,000 |
| 2022-01-24 | Contingent | $425,000 |
| 2022-01-20 | Listed for sale | $425,000 |
| 2005-10-28 | Sold | $398,500 |
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