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285 Hazelwood St, Saint Paul, MN, 55106

2beds
1baths
943sqft
$240,000
$255price/sqft
$1,846/moest. monthly cost
$73,840/yrincome needed

About This Home

### Cute, Updated & Ready to Call Home! Why rent when you could have a place of your own? This **cute and cozy rambler** is a great opportunity for a first-time home buyer looking for an **affordable, move-in-ready home** with the updates already done. Offering **2 bedrooms, 1 bathroom, a 1.5-car garage, and 944 finished square feet**, this home packs plenty of charm, comfort, and functionality into an easy-to-maintain package. Step inside and you'll immediately notice the **beautifully remodeled kitchen, refinished oak hardwood floors, and fresh paint throughout**. The bright, comfortable floor plan makes great use of every square foot, giving you a home that feels welcoming from the moment you walk in. And don't forget the backyard! The **fully fenced yard** gives you your own private outdoor space for the dog, summer BBQs, a garden, a fire pit, or simply relaxing with friends. Plus, having your own **1.5-car garage** means extra room for your vehicle, bikes, tools, and storage. Conveniently located near **schools, parks, shopping, everyday amenities, and the bus route**, you'll have easy access to everything you need. With an **updated kitchen, hardwood floors, fenced backyard, garage, and one-level rambler floor plan**, this is a home you can move into now and make your own over time. **Affordable, updated, and ready to enjoy—this could be the perfect place to start your homeownership journey!**

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
1/10

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement,Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Storage Space

Bedroom

  • Level: Main
  • Area: 100.98
  • Dimensions: 10.2x9.9

Bedroom2

  • Level: Main
  • Area: 100.98
  • Dimensions: 10.2x9.9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Basement
  • Area: 271.36
  • Dimensions: 25.6x10.6

Features

  • Finished area below ground: 271
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 943 sqft

Kitchen

  • Level: Main
  • Area: 91.2
  • Dimensions: 11.4x8

Laundry

  • Level: Basement
  • Area: 281.22
  • Dimensions: 25.8x10.9

Living Room

  • Level: Main
  • Area: 185.15
  • Dimensions: 11.5x16.10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 342922430106
  • Zoning description: Residential-Single Family
  • Foundation area: 672

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link,Privacy

Lot

  • Lot size: 5,662 sqft
  • Features: Near Public Transit,Tree Coverage - Light
  • Lot size dimensions: 42 x 130

Parking

  • Total spaces: 1.5
  • Parking features: Detached Garage,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$190$2,280
Property Taxes $273$3,276
Electricity $170$2,050
Total$1,846$22,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,291/yr
40% on housing$55,380/yr
45% on housing$49,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$115
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$240,000
2026-08-03Price change$240,000
2026-07-15Listed for sale$250,000
2015-08-07Sold$111,000
2015-07-01Pending sale$110,000
2015-06-24Listed for sale$110,000
2013-01-07Sold$65,050
2012-11-10Listed for sale$43,000
2004-01-22Sold$147,000
1999-07-20Sold$83,900

For Sale by Agent

AgentMax Gygi
BrokerageRE/MAX Results

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