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104 Buffalo Dr, Louisburg, NC, 27549

4beds
3baths
2,020sqft
$385,000
$191price/sqft
$2,489/moest. monthly cost
$99,560/yrincome needed

About This Home

Ready for move in! This home is near completion and you could be home for the Holidays Come see this beautiful home in the amazing Lake Royale neighborhood! Enhanced Vinyl floor throughout the common areas and an open floor plan make this a great place to entertain! 2 car garage, Quartz Tops, what more could you need? Get up to $1,500 in closing costs using our preferred lender! pics are from another build with the same flor plan so selections may be slightly different.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Edward Best ElementaryGrades PK-510.0 mi
3/10
Bunn MiddleGrades 6-84.8 mi
3/10
Bunn HighGrades 9-123.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s)
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,020

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,020
  • Total interior livable area: 2,020 sqft

Property

Details

  • Parcel number: 019364
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Has view: Yes

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$170$2,040
Property Taxes $173$2,076
Electricity $200$2,405
Total$2,489$29,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,337/yr
40% on housing$74,670/yr
45% on housing$66,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 27549$157
Franklin County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27549$195
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$398,700
2026-01-17Price change$398,800
2025-11-19Price change$398,900
2025-09-24Listed for sale$399,000
2025-06-09Sold$45,000
2022-09-07Sold$21,500

New Construction

AgentJohnny Cimpi
BrokerageBOW TIE REALTY LLC

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