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737 Sagamore Dr, Louisburg, NC, 27549

5beds
5baths
4,200sqft
$949,000
$226price/sqft
$6,049/moest. monthly cost
$241,960/yrincome needed

About This Home

WATERFRONT LIVING AT ITS FINEST!$10,000. Paid toward buyers concessions Stunning 5-bedroom, 5-bath home with a fully finished basement featuring a private mother-in-law suite or apartment. With approximately 4,200 sq. ft. of beautifully designed living space, this immaculate home offers exceptional craftsmanship and thoughtful upgrades throughout. Built as the builder's personal residence, it showcases superior construction quality and special custom features rarely found elsewhere. The home includes three heat pumps (one for each level), a gas tankless water heater, propane hot water, and fiber optic cable for modern convenience. Enjoy hardwood and ceramic flooring throughout, a spacious screen porch, grilling deck, and covered patios--perfect for entertaining or relaxing while taking in breathtaking lake views from nearly every room. Outdoor features include a boat house, new retaining wall, and a dock equipped with new lighting and ceiling fans. A new ceiling fan has also been installed in the primary suite and on the screen porch. From the moment you walk in, you'll fall in love with the open floor plan and unbeatable lakefront location. Just in time for spring--this must-see home truly has it all!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Edward Best ElementaryGrades PK-59.7 mi
3/10
Bunn MiddleGrades 6-84.1 mi
3/10
Bunn HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Permanent,Stone,Other
  • Roof: Shingle
  • Construction materials: Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Bar Fridge,Built-In Electric Oven,Cooktop,Dishwasher,Double Oven,Exhaust Fan,Free-Standing Refrigerator,Gas Cooktop,Gas Water Heater,Ice Maker,Instant Hot Water,Microwave,Plumbed For Ice Maker,Propane Cooktop,Water Heater,Refrigerator,Self Cleaning Oven,Stainless Steel Appliance(s),Tankless Water Heater,Oven,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Apartment, Daylight, Exterior Entry, Finished, Full, Heated, Interior Entry, Walk-Out Access, Workshop

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Bookcases,Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Dressing Room,Entrance Foyer,Granite Counters,High Speed Internet,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Second Primary Bedroom,Separate Shower,Smart Thermostat,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower,Wired for Data,Wired for Sound
  • Door features: French Doors
  • Window features: Blinds,Double Pane Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Family Room,Gas Log,Propane,Ventless
  • Fireplace: Yes
  • Finished area below ground: 1,800
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Dual,Electric,Heat Pump,Multi Units

Interior Area

  • Total structure area: 4,200
  • Total interior livable area: 4,200 sqft

Property

Accessibility

  • Accessibility features: Accessible Central Living Area,Accessible Entrance

Details

  • Parcel number: 021047
  • Zoning: res[
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Swimming Pool Com/Fee,Community
  • Patio & porch: Front Porch,Patio,Porch,Screened
  • Exterior features: Boat Slip,Dock,Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Lake Privileges,Seawall,Waterfront
  • Waterbody name: Lake Royale

Lot

  • Lot size: 0.65 Acres
  • Features: Hardwood Trees,Landscaped

Parking

  • Total spaces: 7
  • Parking features: Concrete,Driveway,Garage Door Opener,Garage Faces Front,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Tornado

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$419$5,028
Property Taxes $441$5,292
Electricity $391$4,694
Total$6,049$72,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,394/yr
40% on housing$181,470/yr
45% on housing$161,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 27549$156
Franklin County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27549$195
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$949,000
2025-12-16Price change$959,000
2025-11-15Price change$960,000
2025-11-14Listed for sale$959,900

For Sale by Agent

AgentDonna McIntyre
BrokeragePittman & Associates

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