281 Parliament Rd, Harrogate, TN, 37752
About This Home
Prime LMU Student Housing & Investment Opportunity! Maximize your rental portfolio with this high-demand, turnkey 4-bedroom, 2-bathroom ranch home located in the heart of Harrogate. Positioned just minutes from the Lincoln Memorial University main campus and a short drive to the LMU Veterinary School, this property offers an unbeatable location with a built-in, recurring tenant pool of students and faculty. The spacious 4-bedroom layout is ideal for maximizing room-by-room rental income, while the two fully updated bathrooms easily accommodate co-living setups. Skip the renovation headaches and start collecting premium market rent from day one in a highly stable college-town market. Or if you are looking for a home with low-maintenance, move-in-ready condition, featuring fresh contemporary updates and a modern kitchen with sleek appliances could be a good option too! Call to see this home in person, TODAY!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Windows - Vinyl
- Flooring: Laminate
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,450
- Total interior livable area: 1,450 sqft
Property
Details
- Parcel number: 015N A 018. 000
Features
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 0.35 Acres
- Features: Rolling Slope
- Lot size dimensions: 104 x 145
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Landslide
- Lightning
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,112 | $13,344 |
| Home Insurance | $141 | $1,692 |
| Property Taxes | $426 | $5,112 |
| Electricity | $175 | $2,103 |
| Total | $1,854 | $22,248 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $220,000 |
| 2026-07-11 | Price change | $240,000 |
| 2026-06-29 | Price change | $259,000 |
| 2026-05-21 | Listed for sale | $269,000 |
| 2010-08-31 | Sold | $79,000 |
| 1996-12-17 | Sold | $8,500 |
View on Zillow