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126 Lincoln Ct, Harrogate, TN, 37752

2beds
2baths
562sqft
$175,000
$311price/sqft
$1,510/moest. monthly cost
$60,400/yrincome needed

About This Home

Two Tiny Homes on 0.54± Acres - Income Potential, Mountain Views & Peaceful Living Escape to the serenity of the mountains with this unique property featuring two charming tiny homes situated on approximately 0.54 acres according to Claiborne County tax records. Currently operating as successful Airbnb cottages, these homes offer endless possibilities for investment, personal use, or multi-generational living. The Green Cottage (412 sq ft) is the larger of the two homes and features a Mitsubishi mini-split heating and cooling system, a durable metal roof, and was completed in 2018. Enjoy relaxing evenings on the inviting front porch overlooking the peaceful surroundings, or gather around the fire pit and take in the tranquil mountain atmosphere. (Septic system is located near the fire pit area, with field lines extending in front of the cottage.) The Blue Cottage, known as 'The Refuge,' (150 sq ft) was also completed in 2018 and offers an elevated setting with beautiful mountain views, creating the perfect private retreat for guests or residents. This cottage has a wall unit that provides heating and air. Both homes are serviced by city water and septic and are tucked away in a welcoming community with easy year-round access. This property would be an excellent opportunity for LMU students or faculty--live in one home and rent the other for additional income. Investors will appreciate the established short-term rental appeal, while homeowners will love the flexibility and peaceful setting. Conveniently located: Approximately 5 minutes from Cumberland Gap National Historical Park. Easy access to outstanding hiking and walking trails About 1 hour to Knoxville, TN Approximately 2 hours to Lexington, KY Whether you're looking for an income-producing property, a mountain getaway, or a place to call home, this unique offering checks all the boxes. Don't let this rare opportunity pass you by. Schedule your private tour today and discover everything these charming cottages have to offer! Square footage is approximate and the combined estimate between the two cottages, buyer to verify.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
5/10
4/10

Construction

Condition

  • Year built: 2018

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Other

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Windows - Vinyl
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Other,Wall Unit(s)

Interior Area

  • Total structure area: 562
  • Total interior livable area: 562 sqft

Property

Details

  • Parcel number: 029O F 00300 000

Features

  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.54 Acres
  • Features: Cul-De-Sac,Wooded,Irregular Lot,Rolling Slope

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Inland Flooding
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $112$1,344
Property Taxes $339$4,068
Electricity $175$2,103
Total$1,510$18,120

Income You'd Need if You Spent...

35% on housing$51,771/yr
40% on housing$45,300/yr
45% on housing$40,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 37752$208
Claiborne County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 37752
Claiborne County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$175,000
2026-07-02Price change$180,000
2026-06-13Listed for sale$189,000

For Sale by Agent

AgentMegan Stanaford
BrokerageBlack Diamond Realty

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