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6321 Silver Creek Ln, Raleigh, NC, 27603

3beds
3baths
2,167sqft
$389,900
$180price/sqft
$2,512/moest. monthly cost
$100,480/yrincome needed

About This Home

Welcome Home to this beautiful retreat nestled in the peaceful, unincorporated landscapes of southern Wake County. Boasting a coveted Raleigh mailing address without the city taxes, this property offers the perfect balance of tranquil, spacious living and effortless access to downtown Raleigh. This 3 bedroom, 2.5 bathroom home is located on 0.5-acre lot on a very quiet lot at the end of the street. Step inside and experience the chef's kitchen with a center island, granite countertops and stainless steel appliances. Relax in the open great room anchored by a cozy gas fireplace with a mantle. Upstairs you will find a versatile second level loft perfect for an office, playroom or media space. The expansive primary suite features a spa like bath with dual vanities, a deep soaking tub and separate walk-in shower. Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

7/10
Rand Road ElementaryGrades PK-53.7 mi
3/10
North Garner MiddleGrades 6-87.7 mi
5/10
Garner HighGrades 9-127.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,167

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,167
  • Total interior livable area: 2,167 sqft

Property

Details

  • Parcel number: 160701368815000 0435932
  • Zoning: R-30
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Heat Wave

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$134$1,608
Property Taxes $206$2,472
Electricity $201$2,422
Total$2,512$30,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,125/yr
40% on housing$75,360/yr
45% on housing$66,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 27603$220
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27603$212
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$369,000
2026-08-05Price change$380,000
2026-07-27Price change$389,900
2026-07-20Price change$399,900
2026-07-12Listed for sale$405,000
2025-06-26Listing removed$2,195
2025-05-21Price change$2,195
2025-04-28Listed for rent$2,224
2025-04-08Listing removed$2,224
2025-03-13Listed for rent$2,224
2024-11-19Listing removed$1,950
2024-10-21Price change$1,950
2024-10-15Price change$2,050
2024-09-30Listed for rent$2,125
2024-09-16Listing removed$2,125
2024-09-05Listed for rent$2,125
2024-08-30Listing removed$389,900
2024-08-02Price change$389,900
2024-07-11Price change$399,900
2024-06-18Listed for sale$404,900
2022-10-24Listing removed--
2022-05-02Listed for rent$1,995
2021-03-19Listing removed--
2021-02-24Listed for rent$1,745
2017-10-06Sold$237,000
2017-03-24Sold$95,000

For Sale by Agent

AgentLaurie Stanley
BrokerageBridge Homes

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