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6004 Lynchburg Rd, Winchester, TN, 37398

2beds
2baths
880sqft
$143,000
$163price/sqft
$1,198/moest. monthly cost
$47,920/yrincome needed

About This Home

Project in process ready to be completed on 1.5 acres. Great location between Winchester and Lynchburg and less than 10 minutes from Tim's Ford State Park,Tim's Ford Damn and the Elk River. The prebuilt home is brand new and has been wired and plumbed. The rest needs to be finished. Was constructed to be a 2 bedroom and 2 bath but can be modified.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
4/10
North Middle SchoolGrades 6-86.7 mi
4/10
Franklin Co High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Manufactured Home,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Other
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Property

Details

  • Parcel number: 063 04202 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.54 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $723$8,676
Home Insurance $70$840
Property Taxes $230$2,760
Electricity $175$2,103
Total$1,198$14,376

Income You'd Need if You Spent...

35% on housing$41,074/yr
40% on housing$35,940/yr
45% on housing$31,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$216
Franklin County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$143,000
2025-11-12Price change$145,000
2025-11-07Price change$150,000
2025-09-18Price change$159,000
2025-07-29Price change$165,000
2025-06-09Price change$170,000
2025-05-31Price change$183,000
2025-03-20Listed for sale$188,000
2024-06-20Sold$70,000
2024-06-08Pending sale$89,000
2024-05-29Listed for sale$89,000
2015-05-29Sold$18,000

For Sale by Agent

AgentJosh Cook
BrokerageBenchmark Realty, LLC

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