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1068 Cumberland Head Rd, Plattsburgh, NY, 12901

4beds
5baths
5,750sqft
$2,750,000
$478price/sqft
$20,166/moest. monthly cost
$806,640/yrincome needed

About This Home

Welcome to an extraordinary lakefront estate nestled on over 19 private acres in the highly sought-after Cumberland Head area of Plattsburgh. Tucked away down a long private driveway, this remarkable 5,750-square-foot residence offers the perfect blend of luxury, comfort, and unmatched natural beauty, with breathtaking year-round views of Lake Champlain. Designed with both elegance and functionality in mind, the home features a stunning open-concept layout ideal for entertaining and everyday living. The gourmet kitchen is a chef's dream, complete with a spacious walk-in pantry and top-of-the-line appliances including Wolf and Sub-Zero. A generously sized mudroom provides the perfect space to handle everything from snowy boots to muddy puppy paws. Whether relaxing in your formal living room or cozying up in front of the gas fireplace in the family room, there's a space for all your needs. Step outside to expansive porches on both levels, where you can relax and take in panoramic lake views in every season. The luxurious primary suite serves as a private retreat, featuring a spa-like bathroom with a large tiled shower, soaking tub, and two oversized walk-in closets--one thoughtfully converted into a private home office. A second primary suite offers additional comfort and flexibility for family or guests. The property also includes a charming guest house, ideal for extended family, visitors, or potential income. Outdoor amenities abound, featuring a private tennis court, a commercial-grade children's playground, and a beautiful in-ground pool--perfect for summer entertaining and enjoying the peaceful surroundings. A large garage provides ample space for storage, hobbies, or a workshop. With over 19 acres of land, this estate offers incredible privacy and endless potential for future development, all while being just minutes from local amenities. Rarely does a property of this caliber come to market--experience luxury lakefront living at its finest!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
6/10
Beekmantown High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2017

Materials

  • Foundation: Poured
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Gas Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Hall,Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Second
  • Area: 156
  • Dimensions: 12 x 13

Bedroom3

  • Level: Second
  • Area: 180
  • Dimensions: 12 x 15

Bedroom4

  • Level: Second
  • Area: 494
  • Dimensions: 26 x 19

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: First
  • Area: 204
  • Dimensions: 17 x 12

Family Room

  • Level: First
  • Area: 315
  • Dimensions: 21 x 15

Features

  • Granite Counters,Bookcases,Built-in Features,Coffered Ceiling(s),Double Vanity,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Luxury Vinyl,Tile
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Family Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,750

Heating & Cooling

  • Heating features: Propane,Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,750
  • Total interior livable area: 5,750 sqft

Kitchen

  • Level: First
  • Area: 420
  • Dimensions: 20 x 21

Living Room

  • Level: First
  • Area: 460
  • Dimensions: 20 x 23

Master Bedroom

  • Level: Second
  • Area: 380
  • Dimensions: 20 x 19

Property

Details

  • Parcel number: 209.111.1

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Gas Heat,Heated,In Ground,Pool Cover
  • Patio & porch: Covered,Porch,Rear Porch
  • Exterior features: Balcony,Fire Pit,Garden,Lake Access Steps,Lighting,Playground,Private Entrance,Private Yard,Rain Gutters,Tennis Court(s)
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Lake Champlain
  • Frontage type: Lakefront

Lot

  • Lot size: 19.70 Acres
  • Features: Cleared,Many Trees,Private,Views,Waterfront

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Ice Storm
Strong Wind

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,905$166,860
Home Insurance *$1,209$14,508
Property Taxes $4,102$49,224
Electricity $950$11,402
Total$20,166$241,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$691,405/yr
40% on housing$604,980/yr
45% on housing$537,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 12901$135
Clinton County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 12901$151
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$3,000,000
2026-04-16Listed for sale$3,500,000

New Construction

AgentMichael Rowe
BrokerageKavanaugh Realty-Plattsburgh

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