See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2074 Bramley Mountain Rd, Bovina Center, NY, 13740

2beds
2baths
1,904sqft
$475,000
$249price/sqft
$3,521/moest. monthly cost
$140,840/yrincome needed

About This Home

Nestled on picturesque Bramley Mountain Road in the heart of Bovina, this turnkey contemporary chalet offers the perfect balance of modern comfort and Catskills charm. Built in 1995 and meticulously maintained, the home spans just under 2,000 square feet with an additional walk-out basement level that expands the living potential. Inside, you’ll find 2 bedrooms, 2 full bathrooms, and an abundance of closet space throughout. The open and inviting layout is designed for easy living, whether you’re unwinding on a quiet weekend or entertaining guests. The bright lower level includes a laundry area and plenty of room to create additional living, office, or recreation space all with direct access to the expansive lawn. A large wraparound deck extends the living space outdoors, perfect for morning coffee, evening dinners under the stars, or simply taking in the peace and privacy of the surrounding landscape. Set on a private parcel embraced by nature, this property embodies cozy retreat vibes while remaining completely move-in ready. Whether as a full-time residence or a weekend escape, 2074 Bramley Mountain Road delivers peace, privacy, and effortless Catskills living in Delaware County.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Delhi Elementary SchoolGrades PK-55.7 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Foundation: Poured
  • Construction materials: Block,Frame,Concrete,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Dishwasher,Electric Water Heater,Gas Cooktop,Gas Oven,Gas Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Furnished,Separate/Formal Living Room,Country Kitchen,Kitchen Island,Kitchen/Family Room Combo,Living/Dining Room,Bedroom on Main Level,Bath in Primary Bedroom,Main Level Primary,Workshop
  • Flooring: Carpet,Hardwood,Tile,Varies

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Property

Details

  • Parcel number: 1222001510000003007000
  • Special condition: Standard

Features

  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Gravel Driveway,Propane Tank - Leased

Lot

  • Lot size: 3.57 Acres
  • Features: Agricultural,Irregular Lot,Rural Lot
  • Lot size dimensions: 530 x 330

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$256$3,072
Property Taxes $550$6,600
Electricity $314$3,775
Total$3,521$42,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,720/yr
40% on housing$105,630/yr
45% on housing$93,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 13740$201
Delaware County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 13740
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$499,000
2026-04-07Listed for sale$515,000
2026-01-08Listing removed$550,000
2025-08-22Listed for sale$550,000

For Sale by Agent

AgentMichael Morgenfruh
BrokerageFrank Lumia Real Estate Plus! LLC

Similar Homes