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2284 Pumpkin Hollow Road, Oneonta, NY, 13820

2beds
1baths
840sqft
$115,000
$137price/sqft
$1,013/moest. monthly cost
$40,520/yrincome needed

About This Home

Surrounded by the quiet beauty of nature and abundant wildlife, this 6.08-acre property nestled among the trees offers a peaceful, private setting--truly a hunter's paradise. Spread across four separate lots, the land is home to a collection of structures including two singlewide homes, a small cabin with attached screen house, a Quonset hut, garage, and both a small and large pavilion, each contributing to the property's unique character. Structures are being sold as-is and may require substantial rehabilitation or removal. Set in a serene, secluded location yet just a short drive to Oneonta and its everyday amenities, this property invites a slower pace and a deeper connection to the outdoors. Whether used for recreation, a private retreat, or a future vision brought to life, it offers a unique opportunity to make it your own. Right of way (ROW) located along the left side of the property. Spectrum Cable available at the road.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Charlotte Valley SchoolGrades PK-125.0 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Metal
  • Construction materials: Other,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Entry

  • Level: First

Entry

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 840

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 122600 34.112
  • Special condition: Standard
  • Other equipment: None

Features

  • Entry location: First
  • Patio & porch: Enclosed,Front Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6.08 Acres
  • Features: Secluded,Private,Sloped,Steep Slope,Wooded,Cleared

Parking

  • Total spaces: 4
  • Parking features: Off Street,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$53$636
Property Taxes $133$1,596
Electricity $246$2,954
Total$1,013$12,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,731/yr
40% on housing$30,390/yr
45% on housing$27,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 13820$124
Delaware County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 13820$151
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Listed for sale$119,000
2018-11-28Listing removed$79,900
2018-05-04Listed for sale$79,900

For Sale by Agent

AgentChristy L Gillespie-Quinn
BrokerageCountry Boy Realty

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