13681 Route 23, Prattsville, NY, 12468
About This Home
Nestled along a state-maintained road for year-round convenience, this charming waterfront retreat offers the perfect balance of serenity and accessibility. Surrounded by picturesque scenery and the soothing sounds of a flowing creek, yet just minutes from shopping, dining, outdoor adventures, and medical facilities, this property truly delivers the best of both worlds. Set on 1.77 scenic acres, this recently improved 3-bedroom, 2-bath ranch invites you to relax and unwind. Two covered porches provide the ideal spots to enjoy the peaceful setting, while inside you'll find a warm, inviting interior filled with rustic character. Highlights include a spacious living room with a pine accent wall, cozy fireplace, and sliding glass doors leading to the back porch overlooking the creek. The dining room showcases beautiful pine ceilings and classic wainscoting, while the functional U-shaped kitchen and flexible bonus rooms offer comfort and versatility for everyday living, guests, hobbies, or a home office. The expansive owner's suite features a generous bedroom plus a private sitting room with vaulted pine ceilings, currently utilized as additional sleeping space. Recent upgrades add tremendous value and peace of mind, including a brand new roof, new water heater, new gas heater in the garage, new 12x24 shed, and a worry free whole-house generator. Completing the package is a heated one-car garage for year-round convenience. Lovingly maintained and now available due to a change in the sellers' plans, this rare creek-side property is ready to welcome its next owners home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1983
Materials
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Oven,Water Heater
Basement
- Area: 0
Features
- Flooring: Carpet,Vinyl
- Finished area above ground: 0
Heating
- Heating features: Oil,Forced Air,Hot Water
Interior Area
- Total structure area: 0
Kitchen
- Features: Eat-in Kitchen
Property
Details
- Parcel number: 1944007500531
- Lease amount: 0
Features
- Patio & porch: Enclosed Porch
- Has view: Yes
- View description: Creek,Private,Wooded
- Has water view: Yes
- Water view: Creek
- On waterfront: Yes
- Waterfront features: Creek
- Waterbody name: Batavia Kill
Lot
- Lot size: 1.77 Acres
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Greene County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $376 | $4,512 |
| Electricity | $246 | $2,954 |
| Total | $2,425 | $29,100 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Price change | $325,000 |
| 2026-05-28 | Listed for sale | $340,000 |
| 2025-06-11 | Sold | $255,000 |
| 2025-03-26 | Contingent | $259,000 |
| 2024-11-26 | Price change | $259,000 |
| 2024-08-15 | Price change | $260,000 |
| 2024-07-04 | Listed for sale | $275,000 |
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