See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

968 Sherburne Ave, Saint Paul, MN, 55104

4beds
2baths
2,004sqft
$354,900
$177price/sqft
$2,906/moest. monthly cost
$116,240/yrincome needed

About This Home

Saint Paul up/down duplex! Capitalize on extensive, high-quality updates completed by the previous owner. This bright, vacant property features new sheetrock, fully insulated walls, and brand-new central AC systems. Both units boast stylish kitchens with new appliances and backsplashes. Separate entrances, separate water/electric meters, and separate AC condensers make property management a breeze. Accessible**Accessible Location, 1 Block to Light Rail.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,004

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,958
  • Total interior livable area: 2,004 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 352923240211
  • Zoning description: Residential-Multi-Family
  • Foundation area: 954

Features

  • Levels: Two

Lot

  • Lot size: 3,267 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 33 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$273$3,276
Property Taxes $669$8,028
Electricity $170$2,050
Total$2,906$34,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,634/yr
40% on housing$87,180/yr
45% on housing$77,493/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 55104$149
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55104$209
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$354,900
2026-05-23Listing removed$354,900
2026-05-17Listed for sale$354,900
2026-04-06Listing removed$354,900
2026-04-05Listed for sale$354,900
2021-12-06Sold$299,000
2021-11-29Pending sale$299,900
2021-10-09Listed for sale$299,900
2016-07-28Listing removed$865
2016-06-25Listing removed$749
2016-02-19Listed for rent$825

For Sale by Agent

AgentDoneva Rawls
BrokerageWonderland Realty LLC

Similar Homes