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1184 Higby Rd, Sauquoit, NY, 13456

3beds
2baths
1,750sqft
$339,000
$194price/sqft
$2,619/moest. monthly cost
$104,760/yrincome needed

About This Home

Welcome to 1184 Higby Rd – a beautifully updated ranch in the highly desirable Sauquoit School District offering over 1,700 sq ft of finished living space and move-in-ready comfort throughout. From the moment you arrive, the expansive new Trex front porch creates the perfect first impression and a welcoming place to relax and enjoy the setting. Inside, you'll find a bright open-concept main living area featuring gleaming hardwood floors, oversized windows, and an seamless flow between the living room, dining area, and kitchen. The kitchen is designed for both easy living and entertaining with abundant cabinetry and counter space, tile backsplash, hardwood flooring, and a spacious dining area with sliding glass doors leading to the patio, deck, and beautiful gazebo for outdoor enjoyment. The main level also features a stunningly remodeled full bath complete with double sink vanity, new tub with stone/tile surround, and a large linen closet. Three generously sized bedrooms complete the first floor. The finished lower level expands your living space with a large family room, beautifully updated second full bath, dedicated office, and laundry room, all finished with high-end luxury vinyl flooring. Extensive updates provide peace of mind including newer windows, updated plumbing and wiring, new LED lighting and fixtures throughout, plus extensive drainage improvements designed to help keep the home dry year-round. Outside you'll also appreciate the oversized storage shed with garage door for easy access to tools, equipment, and hobbies and a new circular driveway with parking for over 10 cars. Updated, spacious, and thoughtfully improved—this is the ranch buyers have been waiting for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding,Copper Plumbing,PEX Plumbing

Other

  • Builder model: Ranch

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Eat-in Kitchen,Separate/Formal Living Room,Other,See Remarks,Sliding Glass Door(s),Window Treatments,Convertible Bedroom
  • Door features: Sliding Doors
  • Window features: Drapes,Thermal Windows
  • Flooring: Hardwood,Luxury Vinyl,Tile,Varies,Vinyl

Heating

  • Heating features: Oil,Baseboard,Hot Water

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,750 sqft

Property

Details

  • Parcel number: 21268911100300010600000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Blacktop Driveway,Deck,Private Yard,See Remarks

Lot

  • Lot size: 0.69 Acres
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 142 x 200

Parking

  • Total spaces: 1
  • Parking features: Attached,Underground,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$148$1,776
Property Taxes $468$5,616
Electricity $289$3,470
Total$2,619$31,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,794/yr
40% on housing$78,570/yr
45% on housing$69,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 13456$140
Herkimer County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 13456$140
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$339,000
2026-07-10Price change$339,000
2026-06-11Listed for sale$349,000
2015-08-14Sold$45,000

For Sale by Agent

AgentJoseph A. McHarris
BrokerageColdwell Banker Sexton Real Estate

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