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3010 Kelly Rd, Hubbardsville, NY, 13355

4beds
1baths
1,440sqft
$485,000
$337price/sqft
$3,796/moest. monthly cost
$151,840/yrincome needed

About This Home

For sale: The property of a lifetime, 104.88 acres of some of the best deer hunting land around. This property borders over a mile of the Sangerfield River located in the Nine Mile swamp, this area is known for trophy whitetail deer and great fishing. The woods have not been logged and offer a very high estimated dollar amount of marketable hard and softwood timber. Plenty of tillable land recently limed and fertilized, ideal for crops or massive wildlife food plots. The custom-built house on the property is three-bedroom one bath with hardwood floors and cherry woodwork throughout. Huge wrap around deck with incredible views overlooking the Nine Mile swamp. Two big pole barns, one with heated workshop and new 14x16 overhead door. The owner has raised horses and cattle for years, thousands of dollars in fencing surrounds the pasture area. This property also includes a 14x70 single wide that has been recently remodeled and pays rental income of over One Thousand dollars a month. This income, recreational property is less than a mile from the Hamilton boat launch that gives you access to the Sangerfield River, and the property borders over 150 acres of land owned by the Wet Land Trust Inc. Two tax parcels, (156.-3-6) 100.39 acres in the town of Brookfield, (156.-1-8) is 4.49 acres in the town of Hamilton. Fifteen miles from Hamilton and Colgate College.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Brookfield Central SchoolGrades PK-126.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Gas Oven,Gas Range,Oil Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Level: Basement
  • Dimensions: 36.00 x 12.00

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom1

  • Level: First
  • Dimensions: 12.00 x 11.00

Bedroom2

  • Level: First
  • Dimensions: 12.00 x 7.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Country Kitchen,Natural Woodwork
  • Window features: Thermal Windows
  • Flooring: Hardwood,Varies

Heating

  • Heating features: Propane,Oil,Forced Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: First
  • Dimensions: 20.00 x 12.00

Living Room

  • Level: First
  • Dimensions: 16.00 x 12.00

Loft

  • Level: Third
  • Dimensions: 36.00 x 12.00

Other

  • Level: First
  • Dimensions: 22.00 x 12.00

Other

  • Level: First
  • Dimensions: 12.00 x 11.00

Property

Details

  • Parcel number: 25200015600000030060000000
  • Special condition: Standard
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Dirt Driveway,Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Access,Stream
  • Waterbody name: Ninemile Swamp
  • Frontage length: 5300
  • Horses can be raised: Yes

Lot

  • Lot size: 100.39 Acres
  • Features: Agricultural,Rectangular,Rectangular Lot,Rural Lot,Wooded
  • Lot size dimensions: 880 x 2292

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage,Heated Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$298$3,576
Property Taxes $800$9,600
Electricity $246$2,954
Total$3,796$45,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,148/yr
40% on housing$113,880/yr
45% on housing$101,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 13355
Madison County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 13355$101
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$589,000
2026-03-18Price change$800,000
2025-12-23Listed for sale$950,000

For Sale by Agent

AgentDaniel M. Worden
BrokerageNew York Trophy Properties

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