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2730 W Hill Rd, Hamilton, NY, 13346

4beds
4baths
3,300sqft
$625,000
$189price/sqft
$4,986/moest. monthly cost
$199,440/yrincome needed

About This Home

Almost 9 acres total. Spacious ranch home filled with natural light. This is a 4 bedroom 4 bath home (1 bedroom and 1 bath are on 2nd floor over the garage).The south wing of the house could be a separate apartment space, complete with a new kitchen area downstairs with it's own living room and separate room currently an office with closet. Second floor has a loft style living room, closet, full bath, and bedroom facing backyard. This space could also work very well for an in home office, guest quarters, rental space, studio, etc. The main house has an open floor plan in the kitchen, living room and dining area facing a sunrise valley view in the direction of Lake Moraine. New refrigerator and marble countertop. Entry foyer can be accessed from the front door, back deck, attached 2 car garage and the attached apartment on the south end of the house. Interior stairs to the full basement with tall ceilings! Currently this space is used for a large crafting, workshop area with plenty of storage and other possibilities! Beautiful library room with built-in shelves, opening up into the back sunroom overlooking the backyard gardens and deck. Main bedroom with large bathroom and walk in closet. Pull down stairs to attic from the library could also be turned into more living space in the attic by adding a spiral staircase. 2 bedrooms on the north side of the house with a full bath. Another deck space on the NE corner off living room to enjoy the front and side yard views. Radiant in floor heating with 8 zones as well as 2 propane fire places. On demand hot water heater and whole house generator. Open lawn space with mature landscaping and backyard lined with evergreens. Flowering landscape. Many ADA friendly features (ramp, wide doorways, flush thresholds, large 1st floor bedroom and laundry). Marvin Integrity windows and ThermaTru Doors. Custom made in 2011, and this is only the 2nd owner. Partially fenced in backyard. Recent updates to the 3 decks around the house. Added ceiling fans in bedrooms, sun room and living room. 2025 Boiler. Tax record says sq ft is 2626. Includes 2 tax parcels 138.-1-12.2 and 138.-1-12.113.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2011

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Disposal,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Central Vacuum,Entrance Foyer,Guest Accommodations,Kitchen/Family Room Combo,Library,Living/Dining Room,Pull Down Attic Stairs,Natural Woodwork,Bedroom on Main Level,Main Level Primary,Primary Suite,Workshop
  • Flooring: Resilient,Tile,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating

  • Heating features: Propane,Radiant Floor,Radiant

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Other,Accessible Doors

Details

  • Parcel number: 25408913800000010120020000
  • Special condition: Standard
  • Horse amenities: Horses Allowed

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck,Fence,Gravel Driveway
  • Fencing: Partial
  • Horses can be raised: Yes

Lot

  • Lot size: 8.71 Acres
  • Features: Agricultural,Corner Lot,Irregular Lot
  • Lot size dimensions: 660 x 635

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Ice Storm
Strong Wind

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$250$3,000
Property Taxes $1,031$12,372
Electricity $545$6,544
Total$4,986$59,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,948/yr
40% on housing$149,580/yr
45% on housing$132,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 13346$235
Madison County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 13346$194
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$625,000
2018-01-05Sold$345,000

For Sale by Agent

AgentCatherine McDevitt
BrokerageHamilton Village R.E., LLC

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